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Sponsor portfolio

MAIN STREET CHECKS, INC.

EIN 63-1201384-financial services-Latest filing 2025
Plans
4
Retirement
1
$8.2M assets
Welfare
3
$804K premiums
Participants
475
920 19TH STREET NORTH - BIRMINGHAM, AL 352031002205-323-0244mainstreetinc.comLinkedIn51-200 employeesfinancial services
Plans on this EIN
4 filings
#001401k-$8.2M - 163 part#501Mixed-$764K - 159 lives#502Fully Insured-$40K - 148 lives#503Self Funded-0 lives

Benefits portfolio analytics

3 plans / $804K premiums / 307 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Stop-loss$667K
  • Life$59K
  • Short-term disability$59K
  • Other$59K
  • Long-term disability$40K
  • Dental$20K
  • +1 more
Total $804K7 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
83%top
  • HCC LIFE INSURANCE COMPANY83%
  • PRUDENTIAL INSURANCE COMPANY OF AMERICA12%
  • THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA2%
  • VISION SERVICE PLAN2%
Total $804K4 slices

Broker market share

Schedule A broker compensation

Split broker
88%top
  • VALENT GROUP88%
  • IMA, INC.12%
  • IMG0%
Total $94K3 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#001

MAIN STREET 401(K) PLAN

401k

Assets$8.2M
Participants163
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501

MAIN STREET CHECKS, INC. FLEXIBLE BENEFIT PLAN

Mixed - HCC LIFE INSURANCE COMPANY

Premiums$764K
Covered lives159
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#502

MAIN STREET CHECKS, INC. LONG TERM DISABILITY PLAN

Fully Insured - PRUDENTIAL INSURANCE COMPANY

Premiums$40K
Covered lives148
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#503

MAIN STREET CHECKS, INC. SEVERANCE PAY PLAN

Self Funded

Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans1

Plan #NameTypeAssetsParticipantsLatest year
001MAIN STREET 401(K) PLAN401k$8.2M1632025

Welfare plans3

Plan #NameFundingCarrierPremiumsCoveredLatest year
501MAIN STREET CHECKS, INC. FLEXIBLE BENEFIT PLANMixedHCC LIFE INSURANCE COMPANY$764K1592025
502MAIN STREET CHECKS, INC. LONG TERM DISABILITY PLANFully InsuredPRUDENTIAL INSURANCE COMPANY$40K1482025
503MAIN STREET CHECKS, INC. SEVERANCE PAY PLANSelf Funded-$002025
Retirement plans
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