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Sponsor portfolioWelfare / HealthEIN 63-1201384
MAIN STREET CHECKS, INC.
920 19TH STREET NORTH · BIRMINGHAM, AL 35203
2053804000
- Plans filed
- 3
- Years active
- 2015–2025
- Industry
- NAICS 32
- Latest filing
- 2025
Total premiums (latest)
$804K
No prior year
Persons covered
307
No prior year
Total participants
312
No prior year
Plans filed
3
No prior year
Plans under this sponsor
3 plans
Plan #501$764K
MAIN STREET CHECKS, INC. FLEXIBLE BENEFIT PLAN
Mixed159 covered·4 carriers
Primary: HCC LIFE INSURANCE COMPANY
Plan #502$40K
MAIN STREET CHECKS, INC. LONG TERM DISABILITY PLAN
Fully insured148 covered·1 carrier
Primary: PRUDENTIAL INSURANCE COMPANY
Plan #503$0
MAIN STREET CHECKS, INC. SEVERANCE PAY PLAN
Self-funded0 covered·0 carriers
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Stop-loss | $667K | 72.4% | |
| Life | $59K | 6.4% | |
| Short-term disability | $59K | 6.4% | |
| Other | $59K | 6.4% | |
| Long-term disability | $40K | 4.4% | |
| Dental | $20K | 2.1% | |
| Vision | $19K | 2.1% |
Carrier overview
4 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 351817054 | SL | $667K | 82.9% | 1 | 1 | 125 |
EIN 221211670 | LSTDLTDOth | $99K | 12.3% | 2 | 2 | 307 |
EIN 135123390 | D | $20K | 2.4% | 1 | 1 | 125 |
EIN 061227840 | V | $19K | 2.4% | 1 | 1 | 117 |
Broker overview
3 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| VALENT GROUP | BIRMINGHAM, AL | PRUDENTIAL INSURANCE COMPANY, HCC LIFE INSURANCE COMPANY, VISION SERVICE PLAN | $83K | $0 | $83K | 88.3% | 2 |
| IMA, INC. | BIRMINGHAM, AL | GUARDIAN LIFE INSURANCE COMPANY, VISION SERVICE PLAN | $11K | $0 | $11K | 11.6% | 1 |
| IMG | INDIANAPOLIS, IN | PRUDENTIAL INSURANCE COMPANY | $0 | $33 | $33 | 0.0% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan