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Sponsor portfolio

WINSOUTH CREDIT UNION

EIN 63-0371386-financial services-Latest filing 2025
Plans
3
Retirement
2
$14.6M assets
Welfare
1
$1.6M premiums
Participants
310
110 S 26TH ST - GADSDEN, AL 359041935256-439-3135winsouthcu.comLinkedIn51-200 employeesfinancial services
Plans on this EIN
3 filings
#001CashBalance-$12.7M - 105 part#002401k-$1.9M - 103 part#501Fully Insured-$1.6M - 100 lives

Retirement portfolio analytics

2 plans aggregated / $14.6M assets / 208 participants

Assets by plan

Share of aggregate retirement assets

87%top
  • PLAN AND TRUST (#001)87%
  • PLAN AND TRUST (#002)13%
Total $14.6MClick slice to drill in

Participants by plan

Active + retired + deferred vested

  • PLAN AND TRUST (#001)105
  • PLAN AND TRUST (#002)103
Total 208Click row to drill in

Benefits portfolio analytics

1 plan / $1.6M premiums / 100 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Health$1.4M
  • Prescription drug$1.4M
  • Life$101K
  • Other$84K
  • Long-term disability$44K
Total $1.6M5 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
91%top
  • BLUE CROSS OF CALIFORNIA91%
  • THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA5%
  • THE LINCOLN NATIONAL LIFE INSURANCE COMPANY3%
  • PRINCIPAL LIFE INSURANCE COMPANY1%
Total $1.6M4 slices

Broker market share

Schedule A broker compensation

Split broker
52%top
  • LANZA & ASSOCIATES LLC52%
  • SOUTHERN WEALTH STRATEGIES LLC36%
  • STEPHEN WAYNE WALKER6%
  • CENTRO BENEFITS RESEARCH LLC2%
  • THE PRIESTLEY COMPANY2%
  • +2 more
Total $22K7 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#001

WINSOUTH CREDIT UNION CASH BALANCE DEFINED BENEFIT PLAN AND TRUST

CashBalance

Assets$12.7M
Participants105
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#002

WINSOUTH CREDIT UNION 401(K) PLAN AND TRUST

401k

Assets$1.9M
Participants103
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501

WINSOUTH CREDIT UNION HEALTH AND WELFARE BENEFIT PLAN

Fully Insured - BLUE CROSS AND BLUE SHIELD OF ALABAMA

Premiums$1.6M
Covered lives100
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans2

Plan #NameTypeAssetsParticipantsLatest year
001WINSOUTH CREDIT UNION CASH BALANCE DEFINED BENEFIT PLAN AND TRUSTCashBalance$12.7M1052025
002WINSOUTH CREDIT UNION 401(K) PLAN AND TRUST401k$1.9M1032025

Welfare plans1

Plan #NameFundingCarrierPremiumsCoveredLatest year
501WINSOUTH CREDIT UNION HEALTH AND WELFARE BENEFIT PLANFully InsuredBLUE CROSS AND BLUE SHIELD OF ALABAMA$1.6M1002025
Retirement plans
Welfare plans
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