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Sponsor portfolioWelfare / HealthEIN 63-0371386
WINSOUTH CREDIT UNION
110 SOUTH 26TH STREET · GADSDEN, AL 35904
2564393135
- Plans filed
- 3
- Years active
- 2016–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$1.6M
No prior year
Persons covered
100
No prior year
Total participants
102
No prior year
Plans filed
3
No prior year
Plans under this sponsor
3 plans
Plan #501$1.6M
WINSOUTH CREDIT UNION HEALTH AND WELFARE BENEFIT PLAN
Fully insured100 covered·4 carriers
Primary: BLUE CROSS AND BLUE SHIELD OF ALABAMA
Plan #502$36K
GROUP LIFE INSURANCE PLAN
Fully insured97 covered·2 carriers
Primary: THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Plan #503$29K
GROUP LONG TERM DISABILITY PLAN
Fully insured92 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $1.4M | 46.3% | |
| Prescription drug | $1.4M | 46.3% | |
| Life | $101K | 3.3% | |
| Other | $84K | 2.7% | |
| Long-term disability | $44K | 1.4% |
Carrier overview
4 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 630103830 | HRx | $1.4M | 90.8% | 1 | 1 | 94 |
EIN 135123390 | LOth | $84K | 5.4% | 1 | 1 | 100 |
EIN 350472300 | LTD | $44K | 2.8% | 1 | 1 | 99 |
EIN 420127290 | L | $16K | 1.0% | 1 | 1 | 79 |
Broker overview
7 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| LANZA & ASSOCIATES LLC | BIRMINGHAM, AL | GUARDIAN, THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $11K | $0 | $11K | 52.2% | 1 |
| SOUTHERN WEALTH STRATEGIES LLC | FORT PAYNE, AL | PRINCIPAL LIFE INSURANCE COMPANY, GUARDIAN, THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $8K | $0 | $8K | 36.3% | 1 |
| STEPHEN WAYNE WALKER | BIRMINGHAM, AK | PRINCIPAL LIFE INSURANCE COMPANY | $1K | $0 | $1K | 5.8% | 1 |
| CENTRO BENEFITS RESEARCH LLC | ATLANTA, GA | PRINCIPAL LIFE INSURANCE COMPANY | $0 | $471 | $471 | 2.2% | 1 |
| THE PRIESTLEY COMPANY | BIRMINGHAM, AL | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $454 | $0 | $454 | 2.1% | 1 |
| MIKE A PRIESTLEY | BIRMINGHAM, AL | PRINCIPAL LIFE INSURANCE COMPANY | $281 | $0 | $281 | 1.3% | 1 |
| TATIANA NEUMAN, LLC | ROSWELL, GA | PRINCIPAL LIFE INSURANCE COMPANY | $24 | $0 | $24 | 0.1% | 1 |
History & trajectory
5 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan