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Sponsor portfolioTH

WEST ALABAMA BANK & TRUST

EIN 63-0237528-Latest filing 2025
Plans
2
Retirement
1
$10.8M assets
Welfare
1
$783K premiums
Participants
358
PO BOX 310 - REFORM, AL 354810310205-375-6261
Plans on this EIN
2 filings
#002401k-$10.8M - 215 part#501Fully Insured-$783K - 215 lives

Benefits portfolio analytics

1 plan / $783K premiums / 215 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Other$768K
  • Health$708K
  • Dental$708K
  • Prescription drug$708K
  • Life$61K
  • Short-term disability$61K
  • +2 more
Total $783K8 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
90%top
  • BLUE CROSS OF CALIFORNIA90%
  • AMERICAN UNITED LIFE INSURANCE COMPANY8%
  • RENAISSANCE LIFE & HEALTH INSURANCE COMPANY OF AMERICA2%
Total $783K3 slices

Broker market share

Schedule A broker compensation

Single broker
100%top
  • HIGGINBOTHAM INS AGENCY INC100%
Total $12K1 slice

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#002

WEST ALABAMA BANK & TRUST 401(K) PROFIT SHARING PLAN

401k

Assets$10.8M
Participants215
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501

WEST ALABAMA BANK & TRUST WELFARE BENEFITS PLAN

Fully Insured - BLUE CROSS & BLUE SHIELD OF ALABAMA

Premiums$783K
Covered lives215
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans1

Plan #NameTypeAssetsParticipantsLatest year
002WEST ALABAMA BANK & TRUST 401(K) PROFIT SHARING PLAN401k$10.8M2152024

Welfare plans1

Plan #NameFundingCarrierPremiumsCoveredLatest year
501WEST ALABAMA BANK & TRUST WELFARE BENEFITS PLANFully InsuredBLUE CROSS & BLUE SHIELD OF ALABAMA$783K2152025
Retirement plans
Welfare plans
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