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Sponsor portfolioWelfare / HealthEIN 63-0237528

WEST ALABAMA BANK & TRUST

PO BOX 310 · REFORM, AL 354810310
2053756261
Plans filed
1
Years active
2015–2025
Industry
NAICS 52
Latest filing
2025
Total premiums (latest)
$783K
No prior year
Persons covered
215
No prior year
Total participants
143
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$783K
WEST ALABAMA BANK & TRUST WELFARE BENEFITS PLAN
Fully insured215 covered·3 carriers
Primary: BLUE CROSS & BLUE SHIELD OF ALABAMA

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Other$768K24.9%
Health$708K22.9%
Dental$708K22.9%
Prescription drug$708K22.9%
Life$61K2.0%
Short-term disability$61K2.0%
Long-term disability$61K2.0%
Vision$14K0.5%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 630103830
HRxDOth
$708K90.4%11215
AMERICAN UNITED LIFE INSURANCE COMPANY
EIN 350145825
LSTDLTDOth
$61K7.8%11146
RENAISSANCE LIFE & HEALTH INSURANCE COMPANY OF AMERICA
EIN 470397286
V
$14K1.8%1177

Broker overview

1 broker · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
HIGGINBOTHAM INS AGENCY INCFORT WORTH, TXAMERICAN UNITED LIFE INSURANCE COMPANY, RENAISSANCE LIFE & HEALTH INSURANCE COMPANY OF AMERICA$10K$2K$12K100.0%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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