Assets by plan
Share of aggregate retirement assets
Sponsor portfolioTH
LIGHTERA, LLC
EIN 62-1864622warehousingLatest filing 2025
Plans
5
Retirement
3
$341.9M assets
Welfare
2
$2.9M premiums
Participants
4,595
Retirement portfolio analytics
3 plans aggregated / $341.9M assets / 2,749 participantsParticipants by plan
Active + retired + deferred vested
Benefits portfolio analytics
2 plans / $2.9M premiums / 3,722 covered livesCoverage by line
Premium dollars by benefit type (bundled lines overlap)
- Life$2.7M
- Other$1.8M
- Long-term disability$1.5M
Carrier market share
Premium dollars by Schedule A carrier
91%top
- HARTFORD LIFE AND ACCIDENT91%
- UNUM LIFE INSURANCE COMPANY OF AMERICA7%
- METROPOLITAN LIFE INSURANCE COMPANY2%
- LIFE INSURANCE COMPANY OF NORTH AMERICA0%
Broker market share
Schedule A broker compensation
82%top
- WILLIS TOWERS WATSON US LLC82%
- THE CASON GROUP INC18%
- CUSTOM BENEFIT PROGRAMS INC1%
- LOUIS R FAIOLA0%
- MARSH & MCLENNAN AGENCY LLC0%
- +1 more
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#001
OFS NON-REPRESENTED 401(K) PLAN
401k
Assets$212.9M
Participants1,264
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#004
OFS REPRESENTED RETIREMENT PLAN
CashBalance
Assets$102.0M
Participants1,011
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#002
OFS REPRESENTED 401K PLAN
401k
Assets$27.0M
Participants474
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501
LIGHTERA, LLC MASTER WELFARE BENEFIT PLAN
Mixed - HARTFORD LIFE AND ACCIDENT
Premiums$1.8M
Covered lives1,861
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#510
OFS REPRESENTED RETIREE MEDICAL AND DENTAL PLAN
Mixed - HARTFORD LIFE AND ACCIDENT
Premiums$1.1M
Covered lives1,861
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans3
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 001 | OFS NON-REPRESENTED 401(K) PLAN | 401k | $212.9M | 1,264 | 2024 | |
| 004 | OFS REPRESENTED RETIREMENT PLAN | CashBalance | $102.0M | 1,011 | 2024 | |
| 002 | OFS REPRESENTED 401K PLAN | 401k | $27.0M | 474 | 2024 |
Welfare plans2
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 501 | LIGHTERA, LLC MASTER WELFARE BENEFIT PLAN | Mixed | HARTFORD LIFE AND ACCIDENT | $1.8M | 1,861 | 2025 | |
| 510 | OFS REPRESENTED RETIREE MEDICAL AND DENTAL PLAN | Mixed | HARTFORD LIFE AND ACCIDENT | $1.1M | 1,861 | 2025 |
Retirement plans
Welfare plans