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Sponsor portfolioWelfare / HealthEIN 62-1864622
LIGHTERA, LLC
2000 NORTHEAST EXPRESSWAY · NORCROSS, GA 30071
7707982056
- Plans filed
- 2
- Years active
- 2015–2025
- Industry
- NAICS 33
- Latest filing
- 2025
Total premiums (latest)
$2.9M
No prior year
Persons covered
3,722
No prior year
Total participants
1,846
No prior year
Plans filed
2
No prior year
Plans under this sponsor
2 plans
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Life | $2.7M | 45.0% | |
| Other | $1.8M | 29.4% | |
| Long-term disability | $1.5M | 25.6% |
Carrier overview
4 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 060838648 | LLTDOth | $2.7M | 90.9% | 2 | 2 | 3,722 |
EIN 042381280 | LOth | $217K | 7.4% | 1 | 4 | 361 |
EIN 341650967 | Oth | $49K | 1.7% | 1 | 2 | 300 |
EIN 131963496 | Oth | $2K | 0.1% | 1 | 1 | 1,346 |
Broker overview
6 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC | ATLANTA, GA | UNUM LIFE INSURANCE COMPANY OF AMERICA, UNUM INSURANCE COMPANY, PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY, HARTFORD LIFE AND ACCIDENT | $13K | $53K | $66K | 81.5% | 2 |
| THE CASON GROUP INC | COLUMBIA, SC | UNUM LIFE INSURANCE COMPANY OF AMERICA, UNUM INSURANCE COMPANY | $13K | $1K | $14K | 17.6% | 1 |
| CUSTOM BENEFIT PROGRAMS INC | HAMMONTON, NJ | UNUM LIFE INSURANCE COMPANY OF AMERICA, PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $498 | $0 | $498 | 0.6% | 1 |
| LOUIS R FAIOLA | HAMMONTON, NJ | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $177 | $0 | $177 | 0.2% | 1 |
| MARSH & MCLENNAN AGENCY LLC | ATLANTA, GA | FEDERAL INSURANCE COMPANY | $0 | $33 | $33 | 0.0% | 1 |
| JO ANN PANTALONE | HAMMONTON, NJ | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $4 | $0 | $4 | 0.0% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan