Coverage by line
Premium dollars by benefit type (bundled lines overlap)
- Dental$122K
- Short-term disability$72K
- Long-term disability$72K
- Life$44K
- Other$44K
Sponsor portfolio
SPECTRA TECH, INC.
EIN 62-1620591environmental servicesLatest filing 2025
Plans
4
Retirement
1
$15.6M assets
Welfare
3
$238K premiums
Participants
770
1006 FLOYD CULLER COURT - OAK RIDGE, TN 37830865-813-2174spectratechinc.comLinkedIn201-500 employeesenvironmental services
Benefits portfolio analytics
3 plans / $238K premiums / 578 covered livesCarrier market share
Premium dollars by Schedule A carrier
51%top
- DELTA DENTAL OF CALIFORNIA51%
- THE LINCOLN NATIONAL LIFE INSURANCE COMPANY49%
Broker market share
Schedule A broker compensation
74%top
- KEYSTONE INSURANCE & BENEFITS GROUP74%
- WYATT INSURANCE SERVICES26%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#001
SPECTRA TECH, INC. 401(K) PLAN
401k
Assets$15.6M
Participants317
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#503
SPECTRA TECH, INC. DENTAL PLAN
Fully Insured - DELTA DENTAL OF TENNESSEE
Premiums$122K
Covered lives237
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#502
SPECTRA TECH, INC. GROUP LONG TERM DISABILITY
Fully Insured - THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Premiums$72K
Covered lives170
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#501
SPECTRA TECH, INC. GROUP LIFE/AD&D
Fully Insured - THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Premiums$44K
Covered lives171
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans1
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 001 | SPECTRA TECH, INC. 401(K) PLAN | 401k | $15.6M | 317 | 2024 |
Welfare plans3
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 503 | SPECTRA TECH, INC. DENTAL PLAN | Fully Insured | DELTA DENTAL OF TENNESSEE | $122K | 237 | 2025 | |
| 502 | SPECTRA TECH, INC. GROUP LONG TERM DISABILITY | Fully Insured | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $72K | 170 | 2025 | |
| 501 | SPECTRA TECH, INC. GROUP LIFE/AD&D | Fully Insured | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $44K | 171 | 2025 |
Retirement plans
Welfare plans