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Sponsor portfolioWelfare / HealthEIN 62-1620591
SPECTRA TECH, INC.
1006 FLOYD CULLER COURT · OAK RIDGE, TN 37830
8658132174
- Plans filed
- 4
- Years active
- 2023–2025
- Industry
- NAICS 54
- Latest filing
- 2025
Total premiums (latest)
$238K
No prior year
Persons covered
578
No prior year
Total participants
453
No prior year
Plans filed
4
No prior year
Plans under this sponsor
4 plans
Plan #005$185K
SPECTRA TECH INC
Fully insured179 covered·1 carrier
Primary: LINCOLN FINANCIAL GROUP
Plan #503$122K
SPECTRA TECH, INC. DENTAL PLAN
Fully insured237 covered·1 carrier
Primary: DELTA DENTAL OF TENNESSEE
Plan #502$72K
SPECTRA TECH, INC. GROUP LONG TERM DISABILITY
Fully insured170 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #501$44K
SPECTRA TECH, INC. GROUP LIFE/AD&D
Fully insured171 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Dental | $122K | 34.3% | |
| Short-term disability | $72K | 20.4% | |
| Long-term disability | $72K | 20.4% | |
| Life | $44K | 12.4% | |
| Other | $44K | 12.4% |
Carrier overview
2 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 620812197 | D | $122K | 51.1% | 1 | 1 | 237 |
EIN 350472300 | LSTDLTDOth | $117K | 48.9% | 2 | 2 | 341 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| KEYSTONE INS & BENEFITS GROUP LLC | MISHAWAKA, IN | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $23K | $12K | $35K | 74.4% | 2 |
| WYATT INSURANCE SERVICES | KNOXVILLE, TN | DELTA DENTAL OF TENNESSEE | $12K | $0 | $12K | 25.6% | 1 |
History & trajectory
3 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan