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Sponsor portfolioTH

Y-12 FEDERAL CREDIT UNION

EIN 62-0473619-Latest filing 2025
Plans
6
Retirement
2
$106.1M assets
Welfare
4
$1.7M premiums
Participants
1,334
501 LAFAYETTE DR - OAK RIDGE, TN 378307909865-482-1043
Plans on this EIN
6 filings
#001CashBalance-$65.9M - 455 part#002401k-$40.2M - 440 part#501Fully Insured-$841K - 424 lives#505Mixed-$555K - 426 lives#502Fully Insured-$256K - 346 lives#504Self Funded-0 lives

Retirement portfolio analytics

2 plans aggregated / $106.1M assets / 895 participants

Assets by plan

Share of aggregate retirement assets

62%top
  • BALANCE RETIREMENT PENSION (#001)62%
  • PLAN AND TRUST (#002)38%
Total $106.1MClick slice to drill in

Recordkeeper share

DC plan assets by Schedule C recordkeeper

Entrenched
62%top
  • (Not disclosed)62%
  • JOHN HANCOCK LIFE INSURANCE COMPANY38%
Total $106.1MClick slice to drill in

Participants by plan

Active + retired + deferred vested

  • BALANCE RETIREMENT PENSION (#001)455
  • PLAN AND TRUST (#002)440
Total 895Click row to drill in

Benefits portfolio analytics

4 plans / $1.7M premiums / 1,196 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Life$303K
  • Dental$252K
  • Vision$252K
  • Long-term disability$193K
Total $555K4 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
55%top
  • UNUM LIFE INSURANCE COMPANY OF AMERICA55%
  • CIGNA HEALTH AND LIFE INSURANCE COMPANY45%
Total $555K2 slices

Broker market share

Schedule A broker compensation

Split broker
76%top
  • DIGITAL INSURANCE LLC76%
  • ASSUREDPARTNERS15%
  • CENTRO BENEFITS RESEARCH LLC9%
Total $63K3 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#001

Y-12 FEDERAL CREDIT UNION CASH BALANCE RETIREMENT PENSION PLAN

CashBalance

Assets$65.9M
Participants455
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#002

Y-12 FEDERAL CREDIT UNION 401(K) PLAN AND TRUST

401k

Assets$40.2M
Participants440
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501

GROUP MEDICAL PLAN

Fully Insured - CIGNA HEALTH AND LIFE INSURANCE COMPANY

Premiums$841K
Covered lives424
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#505

Y-12 FEDERAL CREDIT UNION WELFARE BENEFITS PLAN

Mixed - CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES

Premiums$555K
Covered lives426
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#502

GROUP LIFE INSURANCE PLAN

Fully Insured - UNUM LIFE INSURANCE COMPANY OF AMERICA

Premiums$256K
Covered lives346
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#504

GROUP SHORT TERM DISABILITY PLAN

Self Funded

Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans2

Plan #NameTypeAssetsParticipantsLatest year
001Y-12 FEDERAL CREDIT UNION CASH BALANCE RETIREMENT PENSION PLANCashBalance$65.9M4552024
002Y-12 FEDERAL CREDIT UNION 401(K) PLAN AND TRUST401k$40.2M4402024

Welfare plans4

Plan #NameFundingCarrierPremiumsCoveredLatest year
501GROUP MEDICAL PLANFully InsuredCIGNA HEALTH AND LIFE INSURANCE COMPANY$841K4242024
505Y-12 FEDERAL CREDIT UNION WELFARE BENEFITS PLANMixedCIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES$555K4262025
502GROUP LIFE INSURANCE PLANFully InsuredUNUM LIFE INSURANCE COMPANY OF AMERICA$256K3462024
504GROUP SHORT TERM DISABILITY PLANSelf Funded-$002024
Retirement plans
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