Open any plan below to see its carriers, broker commissions and premiums.
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Sponsor portfolioWelfare / HealthEIN 62-0473619
Y-12 FEDERAL CREDIT UNION
501 LAFAYETTE DR · OAK RIDGE, TN 378307909
8654821043
- Plans filed
- 5
- Years active
- 2015–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$555K
No prior year
Persons covered
426
No prior year
Total participants
439
No prior year
Plans filed
5
No prior year
Plans under this sponsor
5 plans
Plan #501$841K
GROUP MEDICAL PLAN
Fully insured424 covered·1 carrier
Primary: CIGNA HEALTH AND LIFE INSURANCE COMPANY
Plan #505$555K
Y-12 FEDERAL CREDIT UNION WELFARE BENEFITS PLAN
Mixed426 covered·2 carriers
Primary: CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES
Plan #502$256K
GROUP LIFE INSURANCE PLAN
Fully insured346 covered·1 carrier
Primary: UNUM LIFE INSURANCE COMPANY OF AMERICA
Plan #503$136K
GROUP LONG TERM DISABILITY PLAN
Fully insured311 covered·1 carrier
Primary: UNUM LIFE INSURANCE COMPANY OF AMERICA
Plan #504$0
GROUP SHORT TERM DISABILITY PLAN
Self-funded0 covered·0 carriers
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Life | $303K | 30.2% | |
| Dental | $252K | 25.2% | |
| Vision | $252K | 25.2% | |
| Long-term disability | $193K | 19.3% |
Carrier overview
2 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 010278678 | LLTD | $303K | 54.5% | 1 | 2 | 426 |
EIN 591031071 | DV | $252K | 45.5% | 1 | 1 | 368 |
Broker overview
3 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| DIGITAL INSURANCE LLC | ATLANTA, GA | UNUM LIFE INSURANCE COMPANY OF AMERICA, CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $42K | $6K | $48K | 76.5% | 1 |
| ASSUREDPARTNERS | KIRKWOOD, MO | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $9K | $9K | 15.0% | 1 |
| CENTRO BENEFITS RESEARCH LLC | KIRKWOOD, MO | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $5K | $5K | 8.6% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan