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COMMUNITY TRUST BANCORP INC

EIN 61-0979818-banking-Latest filing 2025
Plans
9
Retirement
2
$140.3M assets
Welfare
7
$6.9M premiums
Participants
6,221
PO BOX 2947 - PIKEVILLE, KY 415012947606-433-4640LinkedIn1-10 employeesbanking
Plans on this EIN
9 filings
#006401k-$95.5M - 1,052 part#007ESOP-$44.8M - 1,026 part#508Fully Insured-$3.4M - 1,298 lives#503Self Funded-$2.5M - 1,311 lives#506Fully Insured-$409K - 460 lives#505Fully Insured-$334K - 1,183 lives#502Fully Insured-$229K - 996 lives#507Fully Insured-$92K - 1,149 lives#504Unknown-0 lives

Retirement portfolio analytics

2 plans aggregated / $140.3M assets / 2,078 participants

Assets by plan

Share of aggregate retirement assets

68%top
  • BANCORP INC Savings (#006)68%
  • EMPLOYEE STOCK OWNERSHIP (#007)32%
Total $140.3MClick slice to drill in

Participants by plan

Active + retired + deferred vested

  • BANCORP INC Savings (#006)1,052
  • EMPLOYEE STOCK OWNERSHIP (#007)1,026
Total 2,078Click row to drill in

Benefits portfolio analytics

7 plans / $6.9M premiums / 6,397 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Health$2.7M
  • Dental$2.7M
  • Vision$2.7M
  • Stop-loss$2.7M
  • Other$675K
  • Life$319K
  • +1 more
Total $3.4M7 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
80%top
  • ANTHEM LIFE INSURANCE COMPANY80%
  • AFLAC10%
  • PRINCIPAL LIFE INSURANCE COMPANY9%
Total $3.4M3 slices

Broker market share

Schedule A broker compensation

Split broker
33%top
  • PAULA C. FRIZZELL33%
  • BRYAN KEITH FRIZZELL24%
  • GIBSON INSURANCE AGENCY, INC.11%
  • BRETT ALAN BOOKER7%
  • BRENT D HUTCHINSON6%
  • +3 more
Total $67K8 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#006

COMMUNITY TRUST BANCORP INC SAVINGS PLAN

401k

Assets$95.5M
Participants1,052
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#007

COMMUNITY TRUST BANCORP INC EMPLOYEE STOCK OWNERSHIP PLAN

ESOP

Assets$44.8M
Participants1,026
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#508

THE COMMUNITY TRUST BANCORP INC COMPREHENSIVE HEALTH AND WELFARE WRAP PLAN

Fully Insured - ANTHEM HEALTH PLANS OF KY, INC.

Premiums$3.4M
Covered lives1,298
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#503

COMMUNITY TRUST BANCORP, INC. COMPREHENSIVE MEDICAL PLAN

Self Funded - ANTHEM HEALTH PLANS OF KY, INC.

Premiums$2.5M
Covered lives1,311
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#506

COMMUNITY TRUST BANCORP CANCER POLICY

Fully Insured - AFLAC

Premiums$409K
Covered lives460
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#505

COMMUNITY TRUST BANCORP DENTAL PLAN

Fully Insured - ANTHEM HEALTH PLANS OF KENTUCKY, INC.

Premiums$334K
Covered lives1,183
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#502

COMMUNITY TRUST BANCORP, INC. GROUP LIFE, AD&D, AND LTD PLAN

Fully Insured - PRINCIPAL LIFE INSURANCE COMPANY

Premiums$229K
Covered lives996
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#507

COMMUNITY TRUST BANCORP, INC. VISION PLAN

Fully Insured - ANTHEM HEALTH PLANS OF KENTUCKY, INC.

Premiums$92K
Covered lives1,149
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#504

COMMUNITY TRUST BANCORP FLEXIBLE BENEFIT PLAN

Unknown

Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans2

Plan #NameTypeAssetsParticipantsLatest year
006COMMUNITY TRUST BANCORP INC SAVINGS PLAN401k$95.5M1,0522025
007COMMUNITY TRUST BANCORP INC EMPLOYEE STOCK OWNERSHIP PLANESOP$44.8M1,0262025

Welfare plans7

Plan #NameFundingCarrierPremiumsCoveredLatest year
508THE COMMUNITY TRUST BANCORP INC COMPREHENSIVE HEALTH AND WELFARE WRAP PLANFully InsuredANTHEM HEALTH PLANS OF KY, INC.$3.4M1,2982025
503COMMUNITY TRUST BANCORP, INC. COMPREHENSIVE MEDICAL PLANSelf FundedANTHEM HEALTH PLANS OF KY, INC.$2.5M1,3112024
506COMMUNITY TRUST BANCORP CANCER POLICYFully InsuredAFLAC$409K4602024
505COMMUNITY TRUST BANCORP DENTAL PLANFully InsuredANTHEM HEALTH PLANS OF KENTUCKY, INC.$334K1,1832024
502COMMUNITY TRUST BANCORP, INC. GROUP LIFE, AD&D, AND LTD PLANFully InsuredPRINCIPAL LIFE INSURANCE COMPANY$229K9962024
507COMMUNITY TRUST BANCORP, INC. VISION PLANFully InsuredANTHEM HEALTH PLANS OF KENTUCKY, INC.$92K1,1492024
504COMMUNITY TRUST BANCORP FLEXIBLE BENEFIT PLANUnknown-$002024
Retirement plans
Welfare plans
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