Open any plan below to see its carriers, broker commissions and premiums.
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Sponsor portfolioWelfare / HealthEIN 61-0979818
COMMUNITY TRUST BANCORP INC
PO BOX 2947 · PIKEVILLE, KY 415012947
6064334625
- Plans filed
- 7
- Years active
- 2015–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$3.4M
No prior year
Persons covered
1,298
No prior year
Total participants
996
No prior year
Plans filed
7
No prior year
Plans under this sponsor
7 plans
Plan #508$3.4M
THE COMMUNITY TRUST BANCORP INC COMPREHENSIVE HEALTH AND WELFARE WRAP PLAN
Fully insured1,298 covered·3 carriers
Primary: ANTHEM HEALTH PLANS OF KY, INC.
Plan #503$2.5M
COMMUNITY TRUST BANCORP, INC. COMPREHENSIVE MEDICAL PLAN
Self-funded1,311 covered·1 carrier
Primary: ANTHEM HEALTH PLANS OF KY, INC.
Plan #506$409K
COMMUNITY TRUST BANCORP CANCER POLICY
Fully insured460 covered·1 carrier
Primary: AFLAC
Plan #505$334K
COMMUNITY TRUST BANCORP DENTAL PLAN
Fully insured1,183 covered·1 carrier
Primary: ANTHEM HEALTH PLANS OF KENTUCKY, INC.
Plan #502$229K
COMMUNITY TRUST BANCORP, INC. GROUP LIFE, AD&D, AND LTD PLAN
Fully insured996 covered·1 carrier
Primary: PRINCIPAL LIFE INSURANCE COMPANY
Plan #507$92K
COMMUNITY TRUST BANCORP, INC. VISION PLAN
Fully insured1,149 covered·1 carrier
Primary: ANTHEM HEALTH PLANS OF KENTUCKY, INC.
Plan #504$0
COMMUNITY TRUST BANCORP FLEXIBLE BENEFIT PLAN
Unknown0 covered·0 carriers
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $2.7M | 22.3% | |
| Dental | $2.7M | 22.3% | |
| Vision | $2.7M | 22.3% | |
| Stop-loss | $2.7M | 22.3% | |
| Other | $675K | 5.5% | |
| Life | $319K | 2.6% | |
| Long-term disability | $319K | 2.6% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 611237516 | HDVSL | $2.7M | 80.1% | 1 | 1 | 1,298 |
EIN 822723296 | Oth | $355K | 10.5% | 1 | 2 | 441 |
EIN 420127290 | LLTDOth | $319K | 9.4% | 1 | 1 | 1,062 |
Broker overview
50 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| PAULA C. FRIZZELL | LEXINGTON, KY | AFLAC | $22K | $174 | $22K | 32.8% | 1 |
| BRYAN KEITH FRIZZELL | LEXINGTON, KY | AFLAC | $16K | $294 | $16K | 24.2% | 1 |
| GIBSON INSURANCE AGENCY, INC. | IRMO, SC | PRINCIPAL LIFE INSURANCE COMPANY | $4K | $3K | $7K | 10.9% | 1 |
| BRETT ALAN BOOKER | LEXINGTON, KY | AFLAC | $5K | $55 | $5K | 7.2% | 1 |
| BRENT D HUTCHINSON | LEXINGTON, KY | AFLAC | $4K | $83 | $4K | 6.2% | 1 |
| JAMES R NELLIGAN & ASSOCIATES LLC | WALL TOWNSHIP, NJ | PRINCIPAL LIFE INSURANCE COMPANY | $0 | $3K | $3K | 3.8% | 1 |
| LAURA BETH KELLER | LEXINGTON, KY | AFLAC | $2K | $0 | $2K | 3.4% | 1 |
| HEATHER L MAMMEN | FRANKFORT, KY | AFLAC | $2K | $0 | $2K | 2.8% | 1 |
| MARSH & MCLENNAN AGENCY LLC | ATLANTA, GA | AFLAC | $693 | $0 | $693 | 1.0% | 1 |
| BROCK POWELL | GREEN COVE SPRINGS, FL | AFLAC | $622 | $0 | $622 | 0.9% | 1 |
| AMELIA S COX | LONDON, KY | AFLAC | $399 | $0 | $399 | 0.6% | 1 |
| DALE IRA DAVIS | LEXINGTON, KY | AFLAC | $358 | $0 | $358 | 0.5% | 1 |
| JOSHUA C BURTON | GLEN ALLEN, VA | AFLAC | $254 | $0 | $254 | 0.4% | 1 |
| LESLIE K KIMBROUGH | BOCA RATON, FL | AFLAC | $251 | $0 | $251 | 0.4% | 1 |
| RUEANN EMERSON | OAK ISLAND, NC | AFLAC | $243 | $0 | $243 | 0.4% | 1 |
| CHERYL C NELSON | LOUISVILLE, KY | AFLAC | $241 | $0 | $241 | 0.4% | 1 |
| ANNE T. ALTIERI | LEXINGTON, KY | AFLAC | $208 | $0 | $208 | 0.3% | 1 |
| RONALD J GRETHEL | LOVELAND, OH | AFLAC | $188 | $0 | $188 | 0.3% | 1 |
| LESLIE T CUMPTAN | BIRMINGHAM, AL | AFLAC | $134 | $0 | $134 | 0.2% | 1 |
| KENNITH J. MERCADO | HAROLD, KY | AFLAC | $114 | $0 | $114 | 0.2% | 1 |
| MICHAEL FATHERREE | ALBA, TX | AFLAC | $114 | $0 | $114 | 0.2% | 1 |
| REGINA GWEN CALDWELL | LONDON, KY | AFLAC | $112 | $0 | $112 | 0.2% | 1 |
| TAMARA LYNN HELTON | ASHLAND, KY | AFLAC | $109 | $0 | $109 | 0.2% | 1 |
| THOMAS A MORRIS AND ASSOC INC | LEXINGTON, KY | AFLAC | $101 | $0 | $101 | 0.1% | 1 |
| SALLY A MEAD | FORT SMITH, AR | AFLAC | $96 | $0 | $96 | 0.1% | 1 |
| DAVID A EMERSON | OAK ISLAND, NC | AFLAC | $85 | $0 | $85 | 0.1% | 1 |
| JONATHAN P DUNN | CHARLOTTE, NC | AFLAC | $79 | $0 | $79 | 0.1% | 1 |
| BRADLEY L ELLIS | TIMNATH, CO | AFLAC | $73 | $0 | $73 | 0.1% | 1 |
| CLIFFORD FRANKLIN BROOKS | WHITLEY CITY, KY | AFLAC | $70 | $0 | $70 | 0.1% | 1 |
| CHARLES S MADISON | ACWORTH, GA | AFLAC | $67 | $0 | $67 | 0.1% | 1 |
| JAMES L LEFTWICH | GREEN COVE SPRINGS, FL | AFLAC | $62 | $0 | $62 | 0.1% | 1 |
| DEBORAH MCGREGOR ADDESSI | LEXINGTON, KY | AFLAC | $53 | $0 | $53 | 0.1% | 1 |
| REBEKAH SMALLWOOD | PIKEVILLE, KY | AFLAC | $47 | $0 | $47 | 0.1% | 1 |
| JEAN C. DEARINGER | HARRODSBURG, KY | AFLAC | $46 | $0 | $46 | 0.1% | 1 |
| BRANDON L MILLER | CANAL WINCHESTER, OH | AFLAC | $46 | $0 | $46 | 0.1% | 1 |
| RICK HALLORAN | WEST SOMERSET, KY | AFLAC | $44 | $0 | $44 | 0.1% | 1 |
| KRISTIANNA J FLY | NORTH MIDDLETOWN, KY | AFLAC | $44 | $0 | $44 | 0.1% | 1 |
| THOMAS W BOSTON | COVINGTON, KY | AFLAC | $43 | $0 | $43 | 0.1% | 1 |
| RICKY A. INMAN | LONDON, KY | AFLAC | $39 | $0 | $39 | 0.1% | 1 |
| CHARLES HUGH MACKAY | AKRON, OH | AFLAC | $38 | $0 | $38 | 0.1% | 1 |
| VIRGINIA E FERGUSON | CHARLOTTE, NC | AFLAC | $36 | $0 | $36 | 0.1% | 1 |
| GUY WILLIAM BARRY | LEXINGTON, KY | AFLAC | $35 | $0 | $35 | 0.1% | 1 |
| LINDSEY HOSKINS | NICHOLASVILLE, KY | AFLAC | $33 | $0 | $33 | 0.0% | 1 |
| CHRISTOPHER SMITH | HELENA, AL | AFLAC | $33 | $0 | $33 | 0.0% | 1 |
| R AARON WRIGHT | PROSPECT, KY | AFLAC | $31 | $0 | $31 | 0.0% | 1 |
| BRANDY ANN HARTIN | TAMPA, FL | AFLAC | $31 | $0 | $31 | 0.0% | 1 |
| C R RAMSEY POTTS | MORGANTOWN, WV | AFLAC | $26 | $0 | $26 | 0.0% | 1 |
| ROGER L BENNETT | VERSAILLES, KY | AFLAC | $24 | $0 | $24 | 0.0% | 1 |
| DEETTE BRANDHORST | BECKLEY, WV | AFLAC | $24 | $0 | $24 | 0.0% | 1 |
| JEANNETTE FATHERREE | ALBA, TX | AFLAC | $24 | $0 | $24 | 0.0% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan