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Sponsor portfolio

THE CATO CORPORATION

EIN 56-0484485-Latest filing 2025
Plans
3
Retirement
2
$88.5M assets
Welfare
1
$1.2M premiums
Participants
11,042
8100 DENMARK ROAD - CHARLOTTE, NC 282735979704-554-8510
Plans on this EIN
3 filings
#002401k-$72.9M - 3,591 part#001ESOP-$15.7M - 6,073 part#501Mixed-$1.2M - 1,753 lives

Retirement portfolio analytics

2 plans aggregated / $88.5M assets / 9,664 participants

Assets by plan

Share of aggregate retirement assets

82%top
  • 401(K)/PROFIT SHARING PLAN (#002)82%
  • EMPLOYEE STOCK OWNERSHIP (#001)18%
Total $88.5MClick slice to drill in

Participants by plan

Active + retired + deferred vested

  • EMPLOYEE STOCK OWNERSHIP (#001)6,073
  • 401(K)/PROFIT SHARING PLAN (#002)3,591
Total 9,664Click row to drill in

Benefits portfolio analytics

1 plan / $1.2M premiums / 1,753 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Long-term disability$430K
  • Short-term disability$363K
  • Life$286K
  • Other$286K
  • Vision$135K
Total $1.2M5 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
89%top
  • UNUM LIFE INSURANCE COMPANY OF AMERICA89%
  • EYEMED VISION CARE11%
Total $1.2M2 slices

Broker market share

Schedule A broker compensation

Single broker
100%top
  • NFP INSURANCE SERVICES INC100%
Total $103K1 slice

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#002

THE CATO CORPORATION 401(K)/PROFIT SHARING PLAN

401k

Assets$72.9M
Participants3,591
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#001

THE CATO CORPORATION EMPLOYEE STOCK OWNERSHIP PLAN

ESOP

Assets$15.7M
Participants6,073
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501

THE CATO CORPORATION WELFARE BENEFIT PLAN

Mixed - UNUM LIFE INSURANCE COMPANY

Premiums$1.2M
Covered lives1,753
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans2

Plan #NameTypeAssetsParticipantsLatest year
002THE CATO CORPORATION 401(K)/PROFIT SHARING PLAN401k$72.9M3,5912024
001THE CATO CORPORATION EMPLOYEE STOCK OWNERSHIP PLANESOP$15.7M6,0732024

Welfare plans1

Plan #NameFundingCarrierPremiumsCoveredLatest year
501THE CATO CORPORATION WELFARE BENEFIT PLANMixedUNUM LIFE INSURANCE COMPANY$1.2M1,7532025
Retirement plans
Welfare plans
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