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  1. Companies/
  2. Cato Corporation
  • Retirement analytics
  • Benefits analytics
  • Plan summaries
  • Retirement plans
  • Health & Benefits plans

Filings through Oct 24, 2026.

Cato Corporation

EIN 56-0484485-Retail Trade-Latest filing 2025
Plans
3
Retirement
2
$84.4M assets
Health & Benefits
1
$1.2M premiums
Participants
10,581
8100 DENMARK RD - CHARLOTTE, NC 28273704-551-7548
Plans on this EIN
3 filings
#002401(k)-$73.0M - 3,377 part#001ESOP-$11.4M - 5,826 part#501Mixed-$1.2M - 1,753 lives

Health & Benefits portfolio - carriers, brokers and premium across this company's health and benefits plan.

Retirement portfolio analytics

2 plans aggregated / $84.4M assets / 9,203 participants

Assets by plan

Share of aggregate retirement assets

  • 401(K)/PROFIT SHARING PLAN (#002)$73.0M
  • EMPLOYEE STOCK OWNERSHIP (#001)$11.4M
Total $84.4MSelect a row to open it

Participants by plan

Active + retired + deferred vested

  • EMPLOYEE STOCK OWNERSHIP (#001)5,826
  • 401(K)/PROFIT SHARING PLAN (#002)3,377
Total 9,203Select a row to open it

Benefits portfolio analytics

1 plan / $1.2M premiums / 1,753 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Long-term disability$430K
  • Short-term disability$363K
  • Life$286K
  • Other$286K
  • Vision$135K
Total $1.2M5 rows
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Plan summaries

Each card links to its plan page. The plan page shows fees vs peers, audit grade, history and counterparties.

Retirement#002

THE CATO CORPORATION 401(K)/PROFIT SHARING PLAN

401(k)

Assets$73.0M
Participants3,377
On the plan page
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan
Retirement#001

THE CATO CORPORATION EMPLOYEE STOCK OWNERSHIP PLAN

ESOP

Assets$11.4M
Participants5,826
On the plan page
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan
Health & Benefits#501

THE CATO CORPORATION WELFARE BENEFIT PLAN

Mixed - UNUM LIFE INSURANCE COMPANY

Premiums$1.2M
Covered lives1,753
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan

Retirement plans

2 plans on this EIN

PlanNameTypeAssetsParticipantsLatest year
#002THE CATO CORPORATION 401(K)/PROFIT SHARING PLAN401(k)$73.0M3,3772025
#001THE CATO CORPORATION EMPLOYEE STOCK OWNERSHIP PLANESOP$11.4M5,8262025
  • THE CATO CORPORATION 401(K)/PROFIT SHARING PLAN$73.0M
    #002 · 401(k) · 20253,377
  • THE CATO CORPORATION EMPLOYEE STOCK OWNERSHIP PLAN$11.4M
    #001 · ESOP · 20255,826

Health & Benefits plans

1 plan on this EIN

PlanNameFundingCarrierPremiumsCoveredLatest year
#501THE CATO CORPORATION WELFARE BENEFIT PLANMixedUNUM LIFE INSURANCE COMPANY$1.2M1,7532025
  • THE CATO CORPORATION WELFARE BENEFIT PLAN$1.2M
    #501 · Mixed · UNUM LIFE INSURANCE COMPANY · 20251,753
Retirement plans
Health & Benefits plans

On this page

  1. Retirement analytics
  2. Benefits analytics
  3. Plan summaries
  4. Retirement plans
  5. Health & Benefits plans
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