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Sponsor portfolioWelfare / HealthEIN 56-0484485

THE CATO CORPORATION

8100 DENMARK ROAD · CHARLOTTE, NC 282735979
7045548510
Plans filed
6
Years active
2015–2025
Industry
NAICS 44
Latest filing
2025
Total premiums (latest)
$1.2M
No prior year
Persons covered
1,753
No prior year
Total participants
1,378
No prior year
Plans filed
6
No prior year

Plans under this sponsor

6 plans
Plan #501$1.2M
THE CATO CORPORATION WELFARE BENEFIT PLAN
Mixed1,753 covered·2 carriers
Primary: UNUM LIFE INSURANCE COMPANY
Plan #504$707K
THE CATO CORPORATION DISABILITY PLAN
Fully insured1,944 covered·2 carriers
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #505$330K
THE CATO CORPORATION LIFE AND AD&D PLAN
Fully insured2,211 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #507$196K
THE CATO CORPORATION VISION PLAN
Fully insured1,886 covered·1 carrier
Primary: VISION SERVICE PLAN
Plan #506$145K
THE CATO CORPORATION PART-TIME BENEFIT PLAN
Fully insured210 covered·1 carrier
Primary: NATIONWIDE HEALTH PLANS
Plan #502$0
THE CATO CORPORATION SECTION 125 PLAN
Unknown0 covered·0 carriers

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Long-term disability$430K28.6%
Short-term disability$363K24.2%
Life$286K19.1%
Other$286K19.1%
Vision$135K9.0%

Carrier overview

2 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 010278678
LSTDLTDOth
$1.1M88.9%141,365
EYEMED VISION CARE
EIN 430949844
V
$135K11.1%111,753

Broker overview

1 broker · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
NFP INSURANCE SERVICES INC—UNUM LIFE INSURANCE COMPANY, EYEMED VISION CARE ON BEHALF OF THE FIDELITY SECURITY LIFE INS CO$49K$54K$103K100.0%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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