PlanOptica
Free ERISA searchPricing
Sign inStart for $4.99
  1. Companies/
  2. FAIRMONT FEDERAL CREDIT UNION
Sponsor portfolio

FAIRMONT FEDERAL CREDIT UNION

EIN 55-0522816-banking-Latest filing 2025
Plans
3
Retirement
2
$30.9M assets
Welfare
1
$1.6M premiums
Participants
293
PO BOX 2139 - FAIRMONT, WV 26555304-363-5320fairmontfcu.comLinkedIn51-200 employeesbanking
Plans on this EIN
3 filings
#001TraditionalDB-$24.0M - 56 part#002401k-$6.9M - 121 part#501Fully Insured-$1.6M - 113 lives

Retirement portfolio analytics

2 plans aggregated / $30.9M assets / 177 participants

Assets by plan

Share of aggregate retirement assets

78%top
  • PLAN AND TRUST (#001)78%
  • PLAN AND TRUST (#002)22%
Total $30.9MClick slice to drill in

Recordkeeper share

DC plan assets by Schedule C recordkeeper

Entrenched
78%top
  • (Not disclosed)78%
  • CMFG LIFE INSURANCE COMPANY22%
Total $30.9MClick slice to drill in

Participants by plan

Active + retired + deferred vested

  • PLAN AND TRUST (#002)121
  • PLAN AND TRUST (#001)56
Total 177Click row to drill in

Benefits portfolio analytics

1 plan / $1.6M premiums / 113 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Health$1.5M
  • Dental$1.5M
  • Life$100K
  • Short-term disability$100K
  • Long-term disability$100K
  • Other$100K
  • +1 more
Total $1.6M7 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
99%top
  • UNITEDHEALTHCARE INSURANCE COMPANY99%
  • VISION SERVICE PLAN1%
Total $1.6M2 slices

Broker market share

Schedule A broker compensation

Single broker
100%top
  • AP BENEFIT ADVISORS, LLC100%
Total $98K1 slice

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#001

FAIRMONT FEDERAL CREDIT UNION DEFINED BENEFIT PLAN AND TRUST

TraditionalDB

Assets$24.0M
Participants56
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#002

FAIRMONT FEDERAL CREDIT UNION 401(K) PLAN AND TRUST

401k

Assets$6.9M
Participants121
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501

FFCU HEALTH AND WELFARE BENEFIT PLAN

Fully Insured - UNITEDHEALTHCARE INSURANCE COMPANY

Premiums$1.6M
Covered lives113
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans2

Plan #NameTypeAssetsParticipantsLatest year
001FAIRMONT FEDERAL CREDIT UNION DEFINED BENEFIT PLAN AND TRUSTTraditionalDB$24.0M562025
002FAIRMONT FEDERAL CREDIT UNION 401(K) PLAN AND TRUST401k$6.9M1212025

Welfare plans1

Plan #NameFundingCarrierPremiumsCoveredLatest year
501FFCU HEALTH AND WELFARE BENEFIT PLANFully InsuredUNITEDHEALTHCARE INSURANCE COMPANY$1.6M1132025
Retirement plans
Welfare plans
PlanOptica

Plan research for advisors and brokers. Retirement and welfare filings, peer-ranked and a decade deep, sourced to the line.

Product
  • Retirement plans
  • Welfare plans
  • Providers
  • Pricing
Data
  • Downloads hub
  • Retirement plans CSV
  • Welfare plans CSV
  • Custom analytics
Resources
  • Free ERISA search
  • Free EIN lookup
  • Documentation
  • Filter catalog
  • Glossary
Company
  • About
  • Contact
  • Privacy
  • Terms
© 2026 PlanOptica