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Sponsor portfolioWelfare / HealthEIN 55-0522816
FAIRMONT FEDERAL CREDIT UNION
2 THE CREDIT UNION WAY · FAIRMONT, WV 26554
3043635320
- Plans filed
- 5
- Years active
- 2015–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$1.6M
No prior year
Persons covered
113
No prior year
Total participants
116
No prior year
Plans filed
5
No prior year
Plans under this sponsor
5 plans
Plan #501$1.6M
FFCU HEALTH AND WELFARE BENEFIT PLAN
Fully insured113 covered·2 carriers
Primary: UNITEDHEALTHCARE INSURANCE COMPANY
Plan #504$1.1M
FAIRMONT FEDERAL CREDIT UNION PPO SUPER PLAN
Fully insured191 covered·3 carriers
Primary: HIGHMARK WEST VIRGINIA
Plan #503$37K
SHORT TERM DISABILITY PLAN
Fully insured138 covered·1 carrier
Primary: GUARDIAN
Plan #502$12K
FFCU LONG TERM DISABILITY PLAN
Fully insured138 covered·1 carrier
Primary: GUARDIAN
Plan #511$7K
FFCU TRUST AD&D PLAN FOR EMPLOYEES OF FAIRMONT FEDERAL CREDIT UNION
Fully insured138 covered·1 carrier
Primary: GUARDIAN
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $1.5M | 43.9% | |
| Dental | $1.5M | 43.9% | |
| Life | $100K | 3.0% | |
| Short-term disability | $100K | 3.0% | |
| Long-term disability | $100K | 3.0% | |
| Other | $100K | 3.0% | |
| Vision | $11K | 0.3% |
Carrier overview
2 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 362739571 | HDLSTDLTDOth | $1.6M | 99.3% | 1 | 2 | 113 |
EIN 061227840 | V | $11K | 0.7% | 1 | 1 | 90 |
Broker overview
1 broker · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| AP BENEFIT ADVISORS, LLC | HUNT VALLEY, MD | UNITEDHEALTHCARE INSURANCE COMPANY | $21K | $77K | $98K | 100.0% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan