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  1. Companies/
  2. SOUTHERN MARYLAND ELECTRIC COOPERATIVE
Sponsor portfolioTH

SOUTHERN MARYLAND ELECTRIC COOPERATIVE

EIN 52-0492367-utilities-Latest filing 2024
Plans
5
Retirement
3
$314.2M assets
Welfare
2
$1.0M premiums
Participants
2,168
SOUTHERN MARYLAND ELECTRIC COOP, PO BOX 1937 - HUGHESVILLE, MD 20637301-274-3111smeco.coopLinkedIn201-500 employeesutilities
Plans on this EIN
5 filings
#002401k-$129.0M - 294 part#001TraditionalDB-$114.8M - 553 part#003401k-$70.3M - 366 part#501Mixed-$1.0M - 483 lives#504Unknown-0 lives

Retirement portfolio analytics

3 plans aggregated / $314.2M assets / 1,213 participants

Assets by plan

Share of aggregate retirement assets

41%top
  • ELECTRIC COOPERATIVE, INC (#002)41%
  • OF SMECO, INC. (#001)37%
  • ELECTRIC COOPERATIVE, INC. (#003)22%
Total $314.2MClick slice to drill in

Participants by plan

Active + retired + deferred vested

  • OF SMECO, INC. (#001)553
  • ELECTRIC COOPERATIVE, INC. (#003)366
  • ELECTRIC COOPERATIVE, INC (#002)294
Total 1,213Click row to drill in

Benefits portfolio analytics

2 plans / $1.0M premiums / 483 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Other$804K
  • Life$325K
  • Long-term disability$234K
Total $1.0M3 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
56%top
  • LIFE INSURANCE COMPANY OF NORTH AMERICA56%
  • CIGNA HEALTH AND LIFE INSURANCE COMPANY38%
  • UNUM LIFE INSURANCE COMPANY OF AMERICA6%
Total $1.0M3 slices

Broker market share

Schedule A broker compensation

Split broker
72%top
  • HM BENEFITS LLC72%
  • MARSH & MCLENNAN AGENCY LLC13%
  • WILLIS TOWERS WATSON US LLC10%
  • NFP INSURANCE SERVICES INC5%
Total $114K4 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#002

SOUTHERN MARYLAND ELECTRIC COOPERATIVE, INC

401k

Assets$129.0M
Participants294
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#001

RETIREMENT ANNUITY PLAN FOR EES OF SMECO, INC.

TraditionalDB

Assets$114.8M
Participants553
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#003

SOUTHERN MARYLAND ELECTRIC COOPERATIVE, INC.

401k

Assets$70.3M
Participants366
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501

SOUTHERN MARYLAND ELECTRIC COOPERATIVE, INC. HEALTH & WELFARE PLAN

Mixed - CIGNA HEALTH AND LIFE INSURANCE COMPANY

Premiums$1.0M
Covered lives483
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#504

SOUTHERN MARYLAND ELECTRIC COOPERATIVE, INC. DISCRETIONARY SUPPLEMENT PLAN

Unknown

Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans3

Plan #NameTypeAssetsParticipantsLatest year
002SOUTHERN MARYLAND ELECTRIC COOPERATIVE, INC401k$129.0M2942024
001RETIREMENT ANNUITY PLAN FOR EES OF SMECO, INC.TraditionalDB$114.8M5532024
003SOUTHERN MARYLAND ELECTRIC COOPERATIVE, INC.401k$70.3M3662024

Welfare plans2

Plan #NameFundingCarrierPremiumsCoveredLatest year
501SOUTHERN MARYLAND ELECTRIC COOPERATIVE, INC. HEALTH & WELFARE PLANMixedCIGNA HEALTH AND LIFE INSURANCE COMPANY$1.0M4832024
504SOUTHERN MARYLAND ELECTRIC COOPERATIVE, INC. DISCRETIONARY SUPPLEMENT PLANUnknown-$002024
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