PlanOptica
Free ERISA searchPricing
Sign inStart for $4.99
  1. Welfare plans/
  2. Sponsors/
  3. SOUTHERN MARYLAND ELECTRIC COOPERATIVE, INC

Open any plan below to see its carriers, broker commissions and premiums.

Solo shows those sections on each welfare plan. Your first month is $4.99.

Start for $4.99
Sponsor portfolioWelfare / HealthEIN 52-0492367

SOUTHERN MARYLAND ELECTRIC COOPERATIVE, INC

P.O. BOX 1937 · HUGHESVILLE, MD 206371937
3012743111
Plans filed
4
Years active
2015–2025
Industry
NAICS 22
Latest filing
2025
Total premiums (latest)
$881K
No prior year
Persons covered
522
No prior year
Total participants
648
No prior year
Plans filed
4
No prior year

Plans under this sponsor

4 plans
Plan #501$881K
SOUTHERN MARYLAND ELECTRIC COOPERATIVE, INC. HEALTH & WELFARE PLAN
Mixed522 covered·4 carriers
Primary: RENAISSANCE LIFE AND HEALTH INSURANCE COMPANY OF AMERICA
Plan #505$268K
SOUTHERN MARYLAND ELECTRIC COOPERATIVE, INC MEDICARE ELIGIBILES PLAN
Fully insured141 covered·1 carrier
Primary: CIGNA HEALTH AND LIFE INSURANCE COMPANY
Plan #504$0
SOUTHERN MARYLAND ELECTRIC COOPERATIVE, INC. DISCRETIONARY SUPPLEMENT PLAN
Unknown0 covered·0 carriers
Plan #502$0
SOUTHERN MARYLAND ELECTRIC COOPERATIVE, INC. FLEXIBLE BENEFITS PLAN
Self-funded0 covered·0 carriers

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Other$881K50.7%
Life$428K24.6%
Long-term disability$428K24.6%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
RENAISSANCE LIFE & HEALTH INSURANCE COMPANY OF AMERICA
EIN 470397286
LLTDOth
$428K48.6%11522
CIGNA HEALTH AND LIFE INSURANCE COMPANY
EIN 591031071
Oth
$366K41.6%11131
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 620331200
Oth
$86K9.8%1125
LIFE INSURANCE COMPANY OF NORTH AMERICA
EIN 231503749
$00.0%110

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
MARSH & MCLENNAN AGENCY LLCBETHESDA, MDPROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY, RENAISSANCE LIFE AND HEALTH INSURANCE COMPANY OF AMERICA$75K$0$75K84.6%1
NFP INSURANCE SERVICES INCATLANTA, GAPROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY, LIFE INSURANCE COMPANY OF NORTH AMERICA$0$14K$14K15.4%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
PlanOptica

Plan research for advisors and brokers. Retirement and welfare filings, peer-ranked and a decade deep, sourced to the line.

Product
  • Retirement plans
  • Welfare plans
  • Providers
  • Pricing
Data
  • Downloads hub
  • Retirement plans CSV
  • Welfare plans CSV
  • Custom analytics
Resources
  • Free ERISA search
  • Free EIN lookup
  • Documentation
  • Filter catalog
  • Glossary
Company
  • About
  • Contact
  • Privacy
  • Terms
© 2026 PlanOptica