Coverage by line
Premium dollars by benefit type (bundled lines overlap)
- Health$6.7M
- Dental$6.7M
- Vision$6.7M
- Prescription drug$6.7M
- Life$446K
- Short-term disability$446K
- +2 more
Sponsor portfolio
RMS ENERGY CO., LLC
EIN 46-1402221utilitiesLatest filing 2025
Plans
4
Retirement
1
$8.3M assets
Welfare
3
$7.6M premiums
Participants
901
15396 183RD STREET - LITTLE FALLS, MN 56345888-683-3630rmsenergy.comLinkedIn201-500 employeesutilities
Benefits portfolio analytics
3 plans / $7.6M premiums / 1,852 covered livesCarrier market share
Premium dollars by Schedule A carrier
94%top
- UNITEDHEALTHCARE INSURANCE COMPANY94%
- PRINCIPAL LIFE INSURANCE COMPANY6%
Broker market share
Schedule A broker compensation
69%top
- GALLAGHER BENEFIT SERVICES, INC.69%
- WILLIS TOWERS WATSON US LLC31%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#001
RMS ENERGY CO. LLC 401(K) RETIREMENT PLAN
401k
Assets$8.3M
Participants352
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#505
RMS ENERGY CO., LLC GROUP BENEFIT PLAN
Fully Insured - UNITEDHEALTHCARE INSURANCE COMPANY
Premiums$7.2M
Covered lives1,209
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#503
RMS HEALTH AND WELFARE BENEFITS
Fully Insured - PRINCIPAL LIFE INSURANCE COMPANY
Premiums$405K
Covered lives643
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#501
RMS MEDICAL PLAN
Self Funded
Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans1
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 001 | RMS ENERGY CO. LLC 401(K) RETIREMENT PLAN | 401k | $8.3M | 352 | 2024 |
Welfare plans3
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 505 | RMS ENERGY CO., LLC GROUP BENEFIT PLAN | Fully Insured | UNITEDHEALTHCARE INSURANCE COMPANY | $7.2M | 1,209 | 2025 | |
| 503 | RMS HEALTH AND WELFARE BENEFITS | Fully Insured | PRINCIPAL LIFE INSURANCE COMPANY | $405K | 643 | 2024 | |
| 501 | RMS MEDICAL PLAN | Self Funded | - | $0 | 0 | 2024 |
Retirement plans
Welfare plans