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Sponsor portfolioWelfare / HealthEIN 46-1402221

RMS ENERGY CO., LLC

15396 183RD STREET · LITTLE FALLS, MN 56345
8886833630
Plans filed
3
Years active
2022–2025
Industry
NAICS 23
Latest filing
2025
Total premiums (latest)
$7.2M
No prior year
Persons covered
1,209
No prior year
Total participants
549
No prior year
Plans filed
3
No prior year

Plans under this sponsor

3 plans
Plan #505$7.2M
RMS ENERGY CO., LLC GROUP BENEFIT PLAN
Fully insured1,209 covered·2 carriers
Primary: UNITEDHEALTHCARE INSURANCE COMPANY
Plan #503$405K
RMS HEALTH AND WELFARE BENEFITS
Fully insured643 covered·1 carrier
Primary: PRINCIPAL LIFE INSURANCE COMPANY
Plan #501$0
RMS MEDICAL PLAN
Self-funded0 covered·0 carriers

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$6.7M23.4%
Dental$6.7M23.4%
Vision$6.7M23.4%
Prescription drug$6.7M23.4%
Life$446K1.6%
Short-term disability$446K1.6%
Long-term disability$446K1.6%
Other$446K1.6%

Carrier overview

2 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
UNITEDHEALTHCARE INSURANCE COMPANY
EIN 362739571
HRxDV
$6.7M93.8%111,209
PRINCIPAL LIFE INSURANCE COMPANY
EIN 420127290
LSTDLTDOth
$446K6.2%11898

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
GALLAGHER BENEFIT SERVICES, INC.CHARLOTTE, NCUNITEDHEALTHCARE INSURANCE COMPANY, PRINCIPAL LIFE INSURANCE COMPANY$175K$0$175K68.5%1
WILLIS TOWERS WATSON US LLCMINNEAPOLIS, MNUNITEDHEALTHCARE INSURANCE COMPANY, PRINCIPAL LIFE INSURANCE COMPANY$50K$30K$80K31.5%1

History & trajectory

4 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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