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Sponsor portfolio

HARMS OIL COMPANY

EIN 46-0342132-transportation/trucking/railroad-Latest filing 2025
Plans
3
Retirement
1
$47.5M assets
Welfare
2
$3.2M premiums
Participants
788
337 22ND AVENUE - BROOKINGS, SD 57006605-696-5000harmsoil.comLinkedIn201-500 employeestransportation/trucking/railroad
Plans on this EIN
3 filings
#003401k-$47.5M - 463 part#501Fully Insured-$3.1M - 384 lives#505Mixed-$54K - 66 lives

Benefits portfolio analytics

2 plans / $3.2M premiums / 450 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Health$2.9M
  • Prescription drug$2.9M
  • Dental$181K
  • Other$54K
  • Vision$37K
Total $3.2M5 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
91%top
  • BLUE CROSS OF CALIFORNIA91%
  • DELTA DENTAL OF CALIFORNIA6%
  • AMERICAN HERITAGE LIFE INSURANCE COMPANY2%
  • VISION SERVICE PLAN1%
Total $3.2M4 slices

Broker market share

Schedule A broker compensation

Single broker
100%top
  • HUB INTERNATIONAL MIDWEST LIMITED100%
Total $28K1 slice

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#003

HARMS OIL COMPANY 401(K) PLAN

401k

Assets$47.5M
Participants463
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501

HARMS OIL COMPANY HEALTH AND WELFARE BENEFIT PLAN

Fully Insured - WELLMARK BLUE CROSS AND BLUE SHIELD OF SOUTH DAKOTA

Premiums$3.1M
Covered lives384
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#505

HARMS OIL COMPANY ACCIDENT AND CRITICAL ILLNESS

Mixed - AMERICAN HERITAGE LIFE INSURANCE COMPANY

Premiums$54K
Covered lives66
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans1

Plan #NameTypeAssetsParticipantsLatest year
003HARMS OIL COMPANY 401(K) PLAN401k$47.5M4632024

Welfare plans2

Plan #NameFundingCarrierPremiumsCoveredLatest year
501HARMS OIL COMPANY HEALTH AND WELFARE BENEFIT PLANFully InsuredWELLMARK BLUE CROSS AND BLUE SHIELD OF SOUTH DAKOTA$3.1M3842025
505HARMS OIL COMPANY ACCIDENT AND CRITICAL ILLNESSMixedAMERICAN HERITAGE LIFE INSURANCE COMPANY$54K662025
Retirement plans
Welfare plans
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