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Sponsor portfolioWelfare / HealthEIN 46-0342132
HARMS OIL COMPANY
337 22ND AVENUE · BROOKINGS, SD 57006
6056965000
- Plans filed
- 3
- Years active
- 2015–2025
- Industry
- NAICS 42
- Latest filing
- 2025
Total premiums (latest)
$3.2M
No prior year
Persons covered
450
No prior year
Total participants
325
No prior year
Plans filed
3
No prior year
Plans under this sponsor
3 plans
Plan #501$3.1M
HARMS OIL COMPANY HEALTH AND WELFARE BENEFIT PLAN
Fully insured384 covered·3 carriers
Primary: WELLMARK BLUE CROSS AND BLUE SHIELD OF SOUTH DAKOTA
Plan #505$54K
HARMS OIL COMPANY ACCIDENT AND CRITICAL ILLNESS
Mixed66 covered·1 carrier
Primary: AMERICAN HERITAGE LIFE INSURANCE COMPANY
Plan #003$0
HARMS OIL COMPANY 401(K) PLAN
Self-funded0 covered·0 carriers
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $2.9M | 47.8% | |
| Prescription drug | $2.9M | 47.8% | |
| Dental | $181K | 3.0% | |
| Other | $54K | 0.9% | |
| Vision | $37K | 0.6% |
Carrier overview
4 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 421459204 | HRx | $2.9M | 91.5% | 1 | 1 | 234 |
EIN 460309258 | D | $181K | 5.7% | 1 | 1 | 384 |
EIN 590781901 | Oth | $54K | 1.7% | 1 | 1 | 66 |
EIN 061227840 | V | $37K | 1.2% | 1 | 1 | 195 |
Broker overview
1 broker · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED | OMAHA, NE | VISION SERVICE PLAN, DELTA DENTAL OF SOUTH DAKOTA, AMERICAN HERITAGE LIFE INSURANCE COMPANY | $28K | $0 | $28K | 100.0% | 2 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan