Coverage by line
Premium dollars by benefit type (bundled lines overlap)
- Life$249K
- Other$249K
- Short-term disability$215K
- Long-term disability$215K
- Dental$215K
Sponsor portfolioTH
AMERICAN BANK & TRUST
EIN 46-0108140transportation/trucking/railroadLatest filing 2025
Plans
5
Retirement
1
$36.8M assets
Welfare
4
$463K premiums
Participants
283
6810 S MINNESOTA AVE - SIOUX FALLS, SD 57108605-271-4008american-bus-inc.comLinkedIn11-50 employeestransportation/trucking/railroad
Benefits portfolio analytics
4 plans / $463K premiums / 928 covered livesCarrier market share
Premium dollars by Schedule A carrier
53%top
- UNUM LIFE INSURANCE COMPANY OF AMERICA53%
- DELTA DENTAL OF CALIFORNIA46%
- RELIANCE STANDARD LIFE INSURANCE COMPANY0%
Broker market share
Schedule A broker compensation
66%top
- WORLD INSURANCE ASSOCIATES LLC66%
- MARSH & MCLENNAN AGENCY LLC33%
- SOUTH DAKOTA BANKERS INSURANCE & SE0%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#001
AMERICAN BANK & TRUST 401(K) PROFIT SHARING PLAN
401k
Assets$36.8M
Participants283
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#503
AMERICAN BANK & TRUST WELFARE BENEFIT PLAN
Fully Insured - UNUM LIFE INSURANCE COMPANY OF AMERICA
Premiums$215K
Covered lives205
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#505
AMERICAN BANK & TRUST
Fully Insured - DELTA DENTAL OF SOUTH DAKOTA
Premiums$215K
Covered lives426
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#506
AMERICAN BANK & TRUST HEALTH & WELFARE BENEFIT PLAN
Fully Insured - UNUM LIFE INSURANCE COMPANY OF AMERICA
Premiums$33K
Covered lives96
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#502
AMERICAN BANK & TRUST WELFARE BENEFIT PLAN
Fully Insured - RELIANCE STANDARD LIFE INSURANCE COMPANY
Premiums$863
Covered lives201
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans1
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 001 | AMERICAN BANK & TRUST 401(K) PROFIT SHARING PLAN | 401k | $36.8M | 283 | 2025 |
Welfare plans4
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 503 | AMERICAN BANK & TRUST WELFARE BENEFIT PLAN | Fully Insured | UNUM LIFE INSURANCE COMPANY OF AMERICA | $215K | 205 | 2025 | |
| 505 | AMERICAN BANK & TRUST | Fully Insured | DELTA DENTAL OF SOUTH DAKOTA | $215K | 426 | 2025 | |
| 506 | AMERICAN BANK & TRUST HEALTH & WELFARE BENEFIT PLAN | Fully Insured | UNUM LIFE INSURANCE COMPANY OF AMERICA | $33K | 96 | 2025 | |
| 502 | AMERICAN BANK & TRUST WELFARE BENEFIT PLAN | Fully Insured | RELIANCE STANDARD LIFE INSURANCE COMPANY | $863 | 201 | 2025 |
Retirement plans
Welfare plans