Open any plan below to see its carriers, broker commissions and premiums.
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Sponsor portfolioWelfare / HealthEIN 46-0108140
AMERICAN BANK & TRUST
d/b/a AMERICAN BANK & TRUST
6810 S MINNESOTA AVE · SIOUX FALLS, SD 57108
6059613901
- Plans filed
- 6
- Years active
- 2015–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$463K
No prior year
Persons covered
928
No prior year
Total participants
0
No prior year
Plans filed
6
No prior year
Plans under this sponsor
6 plans
Plan #501$1.4M
AMERICAN BANK & TRUST HEALTH & WELFARE BENEFIT PLAN
Fully insured0 covered·1 carrier
Primary: SOUTH DAKOTA BANKERS INSURANCE & SERVICES, INC.
Plan #503$215K
AMERICAN BANK & TRUST WELFARE BENEFIT PLAN
Fully insured205 covered·1 carrier
Primary: UNUM LIFE INSURANCE COMPANY OF AMERICA
Plan #505$215K
AMERICAN BANK & TRUST
Fully insured426 covered·1 carrier
Primary: DELTA DENTAL OF SOUTH DAKOTA
Plan #506$33K
AMERICAN BANK & TRUST HEALTH & WELFARE BENEFIT PLAN
Fully insured96 covered·1 carrier
Primary: UNUM LIFE INSURANCE COMPANY OF AMERICA
Plan #504$17K
AMERICAN BANK & TRUST HEALTH & WELFARE BENEFIT PLAN
Fully insured125 covered·1 carrier
Primary: VISION SERVICE PLAN
Plan #502$863
AMERICAN BANK & TRUST WELFARE BENEFIT PLAN
Fully insured201 covered·1 carrier
Primary: RELIANCE STANDARD LIFE INSURANCE COMPANY
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Life | $249K | 21.8% | |
| Other | $249K | 21.8% | |
| Short-term disability | $215K | 18.8% | |
| Long-term disability | $215K | 18.8% | |
| Dental | $215K | 18.8% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 010278678 | LSTDLTDOth | $248K | 53.5% | 2 | 2 | 301 |
EIN 460309258 | D | $215K | 46.3% | 1 | 1 | 426 |
EIN 360883760 | LOth | $863 | 0.2% | 1 | 1 | 201 |
Broker overview
3 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| WORLD INSURANCE ASSOCIATES LLC | HURON, SD | UNUM LIFE INSURANCE COMPANY OF AMERICA | $13K | $0 | $13K | 66.3% | 2 |
| MARSH & MCLENNAN AGENCY LLC | SIOUX FALLS, SD | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $2K | $6K | 33.2% | 2 |
| SOUTH DAKOTA BANKERS INSURANCE & SE | PIERRE, SD | RELIANCE STANDARD LIFE INSURANCE COMPANY | $86 | $0 | $86 | 0.4% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan