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Sponsor portfolioTH

LOWERS RISK GROUP, LLC

EIN 45-5167090-security and investigations-Latest filing 2024
Plans
2
Retirement
1
$6.8M assets
Welfare
1
$1.1M premiums
Participants
418
125 EAST HIRST ROAD, SUITE 3C - PURCELLVILLE, VA 20132540-338-7151lowersriskgroup.comLinkedIn501-1000 employeessecurity and investigations
Plans on this EIN
2 filings
#001401k-$6.8M - 329 part#502Fully Insured-$1.1M - 120 lives

Benefits portfolio analytics

1 plan / $1.1M premiums / 120 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Health$1.0M
  • Other$65K
  • Life$64K
  • Short-term disability$54K
  • Long-term disability$54K
  • Dental$39K
  • +1 more
Total $1.1M7 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
90%top
  • CIGNA HEALTH AND LIFE INSURANCE COMPANY90%
  • UNITED OF OMAHA LIFE INSURANCE COMPANY5%
  • DELTA DENTAL OF CALIFORNIA4%
  • LIFE INSURANCE COMPANY OF NORTH AMERICA1%
  • FIDELITY SECURITY LIFE INSURANCE COMPANY0%
  • +1 more
Total $1.1M6 slices

Broker market share

Schedule A broker compensation

Split broker
85%top
  • MARSH & MCLENNAN AGENCY LLC85%
  • MID ATLANTIC BENEFITS GROUP LLC11%
  • NFP INSURANCE SERVICES INC3%
  • BROKER NOT PROVIDED2%
Total $37K4 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#001

LOWERS RISK GROUP, LLC 401(K) PLAN

401k

Assets$6.8M
Participants329
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#502

LOWERS RISK GROUP, LLC WELFARE BENEFIT PLAN

Fully Insured - CIGNA HEALTH AND LIFE INSURANCE COMPANY

Premiums$1.1M
Covered lives120
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans1

Plan #NameTypeAssetsParticipantsLatest year
001LOWERS RISK GROUP, LLC 401(K) PLAN401k$6.8M3292024

Welfare plans1

Plan #NameFundingCarrierPremiumsCoveredLatest year
502LOWERS RISK GROUP, LLC WELFARE BENEFIT PLANFully InsuredCIGNA HEALTH AND LIFE INSURANCE COMPANY$1.1M1202024
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Welfare plans
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