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Sponsor portfolioWelfare / HealthEIN 45-5167090
LOWERS RISK GROUP, LLC
125 E HIRST ROAD · PURCELLVILLE, VA 20132
5403387151
- Plans filed
- 1
- Years active
- 2016–2024
- Industry
- NAICS 54
- Latest filing
- 2024
Total premiums (latest)
$1.1M
No prior year
Persons covered
120
No prior year
Total participants
89
No prior year
Plans filed
1
No prior year
Plans under this sponsor
1 plan
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $1.0M | 78.2% | |
| Other | $65K | 5.0% | |
| Life | $64K | 5.0% | |
| Short-term disability | $54K | 4.2% | |
| Long-term disability | $54K | 4.2% | |
| Dental | $39K | 3.0% | |
| Vision | $5K | 0.4% |
Carrier overview
6 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 591031071 | H | $1.0M | 90.2% | 1 | 1 | 61 |
EIN 470322111 | LSTDLTDOth | $54K | 4.8% | 1 | 1 | 74 |
EIN 540844477 | D | $39K | 3.5% | 1 | 1 | 120 |
EIN 362136262 | LOth | $10K | 0.9% | 1 | 1 | 7 |
EIN 430949844 | V | $5K | 0.5% | 1 | 1 | 76 |
EIN 222342710 | Oth | $777 | 0.1% | 1 | 1 | 0 |
Broker overview
4 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC | BATHESDA, MD | DELTA DENTAL OF VIRGINIA, UNITED OF OMAHA LIFE INSURANCE COMPANY, CIGNA HEALTH AND LIFE INSURANCE COMPANY, COMBINED INSURANCE, METROPOLITAN GENERAL INSURANCE COMPANY | $12K | $19K | $31K | 84.7% | 1 |
| MID ATLANTIC BENEFITS GROUP LLC | — | COMBINED INSURANCE | $4K | $0 | $4K | 11.2% | 1 |
| NFP INSURANCE SERVICES INC | WEST LAKE HILLS, TX | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $939 | $939 | 2.6% | 1 |
| BROKER NOT PROVIDED | — | FIDELITY SECURITY LIFE INSURANCE COMPANY | $569 | $0 | $569 | 1.5% | 1 |
History & trajectory
9 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan