Assets by plan
Share of aggregate retirement assets
- CENT SAVINGS BANK (#001)$41.6M
- CENT SAVINGS BANK (#002)$40.1M
Filings through .
Top hat
The Lowell Five Cent Savings Bank
EIN 45-3131005financial servicesLatest filing 2025
Plans
6
Retirement
2
$81.7M assets
Health & Benefits
4
$135K premiums
Participants
1,152
Health & Benefits portfolio - carriers, brokers and premium across this company's 4 health and benefits plans.
Retirement portfolio analytics
2 plans aggregated / $81.7M assets / 461 participants
Participants by plan
Active + retired + deferred vested
Benefits portfolio analytics
4 plans / $135K premiums / 591 covered lives
Coverage by line
Premium dollars by benefit type (bundled lines overlap)
- Life$76K
- Long-term disability$33K
- Vision$25K
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Plan summaries
Each card links to its plan page. The plan page shows fees vs peers, audit grade, history and counterparties.
Retirement#001
SBERA PENSION PLAN AS ADOPTED BY THE LOWELL FIVE CENT SAVINGS BANK
Traditional DB
Assets$41.6M
Participants174
On the plan page
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan
Retirement#002
SBERA 401(K) PLAN AS ADOPTED BY THE LOWELL FIVE CENT SAVINGS BANK
401(k)
Assets$40.1M
Participants287
On the plan page
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan
Health & Benefits#501
THE LOWELL FIVE CENT SAVINGS BANK LIFE INSURANCE PLAN
Fully insured - THE HARTFORD
Premiums$76K
Covered lives292
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Health & Benefits#506
THE LOWELL FIVE CENT SAVINGS BANK LONG TERM DISABILITY PLAN
Fully insured - THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Premiums$33K
Covered lives188
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Health & Benefits#555
LOWELL FIVE BANK VISION PLAN
Fully insured - VSP VISION CARE
Premiums$25K
Covered lives111
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Health & Benefits#507
LOWELL FIVE CENT SAVINGS BANK FLEXIBLE BENEFITS PLAN
Self-funded
Premiums$0
Covered lives0
On the plan page
Premium breakdownCarriersBrokersCoverage stats
Open plan
Retirement plans
2 plans on this EIN
| Plan | Name | Type | Assets | Participants | Latest year |
|---|---|---|---|---|---|
| #001 | SBERA PENSION PLAN AS ADOPTED BY THE LOWELL FIVE CENT SAVINGS BANK | Traditional DB | $41.6M | 174 | 2025 |
| #002 | SBERA 401(K) PLAN AS ADOPTED BY THE LOWELL FIVE CENT SAVINGS BANK | 401(k) | $40.1M | 287 | 2025 |
- #001 · Traditional DB · 2025174
- #002 · 401(k) · 2025287
Health & Benefits plans
4 plans on this EIN
| Plan | Name | Funding | Carrier | Premiums | Covered | Latest year |
|---|---|---|---|---|---|---|
| #501 | THE LOWELL FIVE CENT SAVINGS BANK LIFE INSURANCE PLAN | Fully insured | THE HARTFORD | $76K | 292 | 2025 |
| #506 | THE LOWELL FIVE CENT SAVINGS BANK LONG TERM DISABILITY PLAN | Fully insured | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $33K | 188 | 2025 |
| #555 | LOWELL FIVE BANK VISION PLAN | Fully insured | VSP VISION CARE | $25K | 111 | 2025 |
| #507 | LOWELL FIVE CENT SAVINGS BANK FLEXIBLE BENEFITS PLAN | Self-funded | - | $0 | 0 | 2025 |
- #501 · Fully insured · THE HARTFORD · 2025292
- #506 · Fully insured · THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA · 2025188
- #555 · Fully insured · VSP VISION CARE · 2025111
- #507 · Self-funded · 20250
Retirement plans
Health & Benefits plans