Open any plan below to see its carriers, broker commissions and premiums.
Solo shows those sections on each welfare plan. Your first month is $4.99.
Sponsor portfolioWelfare / HealthEIN 45-3131005
THE LOWELL FIVE CENT SAVINGS BANK
30 INTERNATIONAL PL · TEWKSBURY, MA 018761144
9784416414
- Plans filed
- 4
- Years active
- 2015–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$135K
No prior year
Persons covered
591
No prior year
Total participants
691
No prior year
Plans filed
4
No prior year
Plans under this sponsor
4 plans
Plan #501$76K
THE LOWELL FIVE CENT SAVINGS BANK LIFE INSURANCE PLAN
Fully insured292 covered·1 carrier
Primary: THE HARTFORD
Plan #506$33K
THE LOWELL FIVE CENT SAVINGS BANK LONG TERM DISABILITY PLAN
Fully insured188 covered·1 carrier
Primary: THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Plan #555$25K
LOWELL FIVE BANK VISION PLAN
Fully insured111 covered·1 carrier
Primary: VSP VISION CARE
Plan #507$0
LOWELL FIVE CENT SAVINGS BANK FLEXIBLE BENEFITS PLAN
Self-funded0 covered·0 carriers
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Life | $76K | 56.3% | |
| Long-term disability | $33K | 24.7% | |
| Vision | $25K | 18.9% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 060838648 | L | $76K | 56.3% | 1 | 1 | 292 |
EIN 135123390 | LTD | $33K | 24.7% | 1 | 1 | 188 |
EIN 061227840 | V | $25K | 18.9% | 1 | 1 | 111 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| MASS FNCL SVCS INS AGCY INC | BOSTON, MA | VSP VISION CARE, THE HARTFORD | $10K | $2K | $12K | 76.7% | 2 |
| FRED C. CHURCH INC. | LOWELL, MA | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $4K | $0 | $4K | 23.3% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan