Assets by plan
Share of aggregate retirement assets
Sponsor portfolioTH
PRINCIPAL LIFE INSURANCE COMPANY
EIN 42-0127290Finance and InsuranceLatest filing 2025
Plans
7
Retirement
3
$1.44B assets
Welfare
4
$5.3M premiums
Participants
175,188
Retirement portfolio analytics
3 plans aggregated / $1.44B assets / 174,102 participantsParticipants by plan
Active + retired + deferred vested
- PRINCIPAL EASE 401(K) (#334)163,954
Benefits portfolio analytics
4 plans / $5.3M premiums / 1,263 covered livesCoverage by line
Premium dollars by benefit type (bundled lines overlap)
- Health$4.5M
- Dental$3.0M
- Other$532K
- Short-term disability$429K
- Long-term disability$427K
- Life$419K
- +1 more
Carrier market share
Premium dollars by Schedule A carrier
86%top
- BLUE CROSS OF CALIFORNIA86%
- PRINCIPAL LIFE INSURANCE COMPANY11%
- NATIONWIDE LIFE INSURANCE COMPANY3%
Broker market share
Schedule A broker compensation
46%top
- DAVID RISPLER46%
- CATALYST BENEFITS GROUP LLC20%
- INSZONE INSURANCE SERVICES LLC14%
- PERSONIFY HEALTH4%
- ROGERS BENEFIT GROUP INC4%
- +3 more
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#333
THRIVEWISE POOLED EMPLOYER PLAN
401k
Assets$731.8M
Participants9,531
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#334
PRINCIPAL EASE 401(K) PLAN
401k
Assets$650.9M
Participants163,954
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#335
THE NAVIGATOR 401(K) PLAN
401k
Assets$61.0M
Participants617
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#513
UNIRAC INC HEALTH AND WELFARE BENEFIT PLAN
Fully Insured - BLUECROSS BLUESHIELD OF NEW MEXICO
Premiums$3.0M
Covered lives377
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#501
A & B DISTRIBUTORS, INC. BENEFIT WELFARE PLAN
Fully Insured - BLUECROSS BLUESHIELD OF OKLAHOMA
Premiums$2.2M
Covered lives372
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#502
UNIRAC INC PRINCIPAL BENEFIT PLAN
Fully Insured - PRINCIPAL LIFE INSURANCE COMPANY
Premiums$54K
Covered lives364
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#512
UNIRAC INC GAP PLAN
Fully Insured - NATIONWIDE INSURANCE
Premiums$36K
Covered lives150
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans3
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 333 | THRIVEWISE POOLED EMPLOYER PLAN | 401k | $731.8M | 9,531 | 2025 | |
| 334 | PRINCIPAL EASE 401(K) PLAN | 401k | $650.9M | 163,954 | 2024 | |
| 335 | THE NAVIGATOR 401(K) PLAN | 401k | $61.0M | 617 | 2024 |
Welfare plans4
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 513 | UNIRAC INC HEALTH AND WELFARE BENEFIT PLAN | Fully Insured | BLUECROSS BLUESHIELD OF NEW MEXICO | $3.0M | 377 | 2025 | |
| 501 | A & B DISTRIBUTORS, INC. BENEFIT WELFARE PLAN | Fully Insured | BLUECROSS BLUESHIELD OF OKLAHOMA | $2.2M | 372 | 2025 | |
| 502 | UNIRAC INC PRINCIPAL BENEFIT PLAN | Fully Insured | PRINCIPAL LIFE INSURANCE COMPANY | $54K | 364 | 2024 | |
| 512 | UNIRAC INC GAP PLAN | Fully Insured | NATIONWIDE INSURANCE | $36K | 150 | 2024 |
Retirement plans
Welfare plans