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  2. LORAM MAINTENANCE OF WAY, INC.
Sponsor portfolioTH

LORAM MAINTENANCE OF WAY, INC.

EIN 41-0950401-Latest filing 2025
Plans
2
Retirement
1
$167.8M assets
Welfare
1
$2.4M premiums
Participants
2,830
3900 ARROWHEAD DRIVE - HAMEL, MN 55340763-478-6014
Plans on this EIN
2 filings
#316401k-$167.8M - 1,580 part#503Mixed-$2.4M - 1,471 lives

Benefits portfolio analytics

1 plan / $2.4M premiums / 1,471 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Other$2.3M
  • Life$2.0M
  • Short-term disability$2.0M
  • Long-term disability$2.0M
  • Vision$62K
Total $2.4M5 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
86%top
  • SUN LIFE ASSURANCE COMPANY OF CANADA86%
  • METROPOLITAN LIFE INSURANCE COMPANY12%
  • FOUR EVER LIFE INSURANCE COMPANY1%
  • EMPATHIA, INC.1%
Total $2.4M4 slices

Broker market share

Schedule A broker compensation

Single broker
100%top
  • USI INSURANCE SERVICES LLC100%
Total $272K1 slice

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#316

LORAM RETIREMENT PLAN

401k

Assets$167.8M
Participants1,580
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#503

LORAM MAINTENANCE OF WAY, INC WELFARE BENEFIT PLAN

Mixed - SUN LIFE ASSURANCE COMPANY OF CANADA

Premiums$2.4M
Covered lives1,471
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans1

Plan #NameTypeAssetsParticipantsLatest year
316LORAM RETIREMENT PLAN401k$167.8M1,5802024

Welfare plans1

Plan #NameFundingCarrierPremiumsCoveredLatest year
503LORAM MAINTENANCE OF WAY, INC WELFARE BENEFIT PLANMixedSUN LIFE ASSURANCE COMPANY OF CANADA$2.4M1,4712025
Retirement plans
Welfare plans
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