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Sponsor portfolioWelfare / HealthEIN 41-0950401
LORAM MAINTENANCE OF WAY, INC.
3900 ARROWHEAD DRIVE · HAMEL, MN 55340
7634786014
- Plans filed
- 3
- Years active
- 2015–2025
- Industry
- NAICS 33
- Latest filing
- 2025
Total premiums (latest)
$2.4M
No prior year
Persons covered
1,471
No prior year
Total participants
1,250
No prior year
Plans filed
3
No prior year
Plans under this sponsor
3 plans
Plan #503$2.4M
LORAM MAINTENANCE OF WAY, INC WELFARE BENEFIT PLAN
Mixed1,471 covered·5 carriers
Primary: SUN LIFE ASSURANCE COMPANY OF CANADA
Plan #502$865K
LORAM MAINTENANCE OF WAY, INC. WELFARE BENEFIT PLAN II
Mixed1,140 covered·4 carriers
Primary: LIBERTY LIFE ASSURANCE COMPANY OF BOSTON
Plan #501$0
LORAM MAINTENANCE OF WAY, INC WELFARE BENEFIT PLAN I
Self-funded0 covered·0 carriers
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Other | $2.3M | 27.1% | |
| Life | $2.0M | 24.0% | |
| Short-term disability | $2.0M | 24.0% | |
| Long-term disability | $2.0M | 24.0% | |
| Vision | $62K | 0.7% |
Carrier overview
4 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 381082080 | LSTDLTDOth | $2.0M | 86.3% | 1 | 1 | 1,064 |
EIN 135581829 | VOth | $277K | 11.7% | 1 | 3 | 1,471 |
EIN 362149353 | Oth | $31K | 1.3% | 1 | 1 | 1,250 |
EIN 391567366 | Oth | $16K | 0.7% | 1 | 1 | 1,250 |
Broker overview
1 broker · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC | VIRGINIA BEACH, VA | SUN LIFE ASSURANCE COMPANY OF CANADA, METROPOLITAN LIFE INSURANCE COMPANY, METROPOLITAN GENERAL INSURANCE COMPANY, FOUR EVER LIFE INSURANCE COMPANY | $203K | $69K | $272K | 100.0% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan