Coverage by line
Premium dollars by benefit type (bundled lines overlap)
- Other$338K
- Life$297K
- Short-term disability$297K
- Long-term disability$295K
- Vision$30K
Sponsor portfolioTH
CHAS A. BERNICK, INC.
EIN 41-0149440Latest filing 2025
Plans
6
Retirement
1
$64.3M assets
Welfare
5
$371K premiums
Participants
2,918
801 SUNDIAL DRIVE - WAITE PARK, MN 56387320-252-6441
Benefits portfolio analytics
5 plans / $371K premiums / 960 covered livesCarrier market share
Premium dollars by Schedule A carrier
92%top
- UNUM LIFE INSURANCE COMPANY OF AMERICA92%
- STARMOUNT LIFE INSURANCE COMPANY8%
Broker market share
Schedule A broker compensation
100%top
- BROWN & BROWN INSURANCE SERVICES100%
- HUGO GUZMAN0%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#001
THE BERNICK COMPANIES PROFIT SHARING 401(K) PLAN
401k
Assets$64.3M
Participants1,374
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#503
THE BERNICKS COMPANIES LIFE AND DISABILITY BENEFIT PLAN
Fully Insured - UNUM LIFE INSURANCE COMPANY OF AMERICA
Premiums$295K
Covered lives474
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#504
THE BERNICKS COMPANIES VOLUNTARY BENEFITS PLAN
Mixed - UNUM INSURANCE COMPANY
Premiums$46K
Covered lives181
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#505
THE BERNICK COMPANIES VISION PLAN
Fully Insured - STARMOUNT LIFE INSURANCE COMPANY
Premiums$30K
Covered lives305
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#501
THE BERNICKS COMPANIES HEALTH CARE BENEFIT PLAN
Self Funded
Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#502
THE BERNICKS COMPANIES DENTAL BENEFIT PLAN
Self Funded
Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans1
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 001 | THE BERNICK COMPANIES PROFIT SHARING 401(K) PLAN | 401k | $64.3M | 1,374 | 2024 |
Welfare plans5
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 503 | THE BERNICKS COMPANIES LIFE AND DISABILITY BENEFIT PLAN | Fully Insured | UNUM LIFE INSURANCE COMPANY OF AMERICA | $295K | 474 | 2025 | |
| 504 | THE BERNICKS COMPANIES VOLUNTARY BENEFITS PLAN | Mixed | UNUM INSURANCE COMPANY | $46K | 181 | 2025 | |
| 505 | THE BERNICK COMPANIES VISION PLAN | Fully Insured | STARMOUNT LIFE INSURANCE COMPANY | $30K | 305 | 2025 | |
| 501 | THE BERNICKS COMPANIES HEALTH CARE BENEFIT PLAN | Self Funded | - | $0 | 0 | 2025 | |
| 502 | THE BERNICKS COMPANIES DENTAL BENEFIT PLAN | Self Funded | - | $0 | 0 | 2025 |
Retirement plans
Welfare plans