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Sponsor portfolioWelfare / HealthEIN 41-0149440
CHAS A. BERNICK, INC.
d/b/a THE BERNICK COMPANIES
801 SUNDIAL DRIVE · WAITE PARK, MN 56387
3202526441
- Plans filed
- 5
- Years active
- 2015–2025
- Industry
- NAICS 31
- Latest filing
- 2025
Total premiums (latest)
$371K
No prior year
Persons covered
960
No prior year
Total participants
1,544
No prior year
Plans filed
5
No prior year
Plans under this sponsor
5 plans
Plan #503$295K
THE BERNICKS COMPANIES LIFE AND DISABILITY BENEFIT PLAN
Fully insured474 covered·1 carrier
Primary: UNUM LIFE INSURANCE COMPANY OF AMERICA
Plan #504$46K
THE BERNICKS COMPANIES VOLUNTARY BENEFITS PLAN
Mixed181 covered·3 carriers
Primary: UNUM INSURANCE COMPANY
Plan #505$30K
THE BERNICK COMPANIES VISION PLAN
Fully insured305 covered·1 carrier
Primary: STARMOUNT LIFE INSURANCE COMPANY
Plan #501$0
THE BERNICKS COMPANIES HEALTH CARE BENEFIT PLAN
Self-funded0 covered·0 carriers
Plan #502$0
THE BERNICKS COMPANIES DENTAL BENEFIT PLAN
Self-funded0 covered·0 carriers
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Other | $338K | 26.9% | |
| Life | $297K | 23.7% | |
| Short-term disability | $297K | 23.7% | |
| Long-term disability | $295K | 23.4% | |
| Vision | $30K | 2.4% |
Carrier overview
2 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 010278678 | LSTDLTDOth | $341K | 91.8% | 2 | 4 | 655 |
EIN 720977315 | V | $30K | 8.2% | 1 | 1 | 305 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| BROWN & BROWN INSURANCE SERVICES | ATLANTA, GA | UNUM LIFE INSURANCE COMPANY OF AMERICA, UNUM INSURANCE COMPANY, PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY, STARMOUNT LIFE INSURANCE COMPANY | $29K | $10K | $39K | 100.0% | 3 |
| HUGO GUZMAN | HAMPSTEAD, MD | UNUM LIFE INSURANCE COMPANY OF AMERICA, PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $12 | $0 | $12 | 0.0% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan