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Sponsor portfolioTH

MICHIGAN SUGAR COMPANY

EIN 38-3561416-food production-Latest filing 2025
Plans
5
Retirement
4
$196.1M assets
Welfare
1
$1.9M premiums
Participants
4,004
122 UPTOWN DRIVE, UNIT 300 - BAY CITY, MI 487085627989-686-0161michigansugar.comLinkedIn1001-5000 employeesfood production
Plans on this EIN
5 filings
#004401k-$91.3M - 1,283 part#001TraditionalDB-$51.8M - 453 part#002TraditionalDB-$37.8M - 509 part#003TraditionalDB-$15.2M - 96 part#505Mixed-$1.9M - 1,946 lives

Retirement portfolio analytics

4 plans aggregated / $196.1M assets / 2,341 participants

Assets by plan

Share of aggregate retirement assets

47%top
  • COMPANY 401(K) Savings (#004)47%
  • GRAIN MILLERS, AFL-CIO (#001)26%
  • SUGAR COMPANY PENSION (#002)19%
  • MICHIGAN SUGAR COMPANY (#003)8%
Total $196.1MClick slice to drill in

Recordkeeper share

DC plan assets by Schedule C recordkeeper

Entrenched
53%top
  • (Not disclosed)53%
  • THE VANGUARD GROUP, INC.47%
Total $196.1MClick slice to drill in

Participants by plan

Active + retired + deferred vested

  • COMPANY 401(K) Savings (#004)1,283
  • SUGAR COMPANY PENSION (#002)509
  • GRAIN MILLERS, AFL-CIO (#001)453
  • MICHIGAN SUGAR COMPANY (#003)96
Total 2,341Click row to drill in

Benefits portfolio analytics

1 plan / $1.9M premiums / 1,946 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Other$1.2M
  • Life$1.2M
  • Short-term disability$1.2M
  • Long-term disability$1.2M
  • Dental$628K
  • Vision$55K
Total $1.9M6 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
62%top
  • STANDARD INSURANCE COMPANY62%
  • DELTA DENTAL OF CALIFORNIA33%
  • VISION SERVICE PLAN3%
  • NEW DIRECTIONS BEHAVIORAL HEALTH2%
  • HARTFORD LIFE AND ACCIDENT0%
Total $1.9M5 slices

Broker market share

Schedule A broker compensation

Single broker
100%top
  • LOCKTON COMPANIES, LLC100%
Total $102K1 slice

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#004

MICHIGAN SUGAR COMPANY 401(K) SAVINGS PLAN

401k

Assets$91.3M
Participants1,283
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#001

MICHIGAN SUGAR COMPANY AND BAKERY, CONFECTIONARY, TOBACCO WORKERS & GRAIN MILLERS, AFL-CIO

TraditionalDB

Assets$51.8M
Participants453
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#002

MICHIGAN SUGAR COMPANY PENSION PLAN

TraditionalDB

Assets$37.8M
Participants509
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#003

EMPLOYEES' RETIREMENT PLAN OF MICHIGAN SUGAR COMPANY

TraditionalDB

Assets$15.2M
Participants96
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#505

MICHIGAN SUGAR COMPANY WELFARE BENEFIT PLAN

Mixed - STANDARD INSURANCE COMPANY

Premiums$1.9M
Covered lives1,946
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans4

Plan #NameTypeAssetsParticipantsLatest year
004MICHIGAN SUGAR COMPANY 401(K) SAVINGS PLAN401k$91.3M1,2832024
001MICHIGAN SUGAR COMPANY AND BAKERY, CONFECTIONARY, TOBACCO WORKERS & GRAIN MILLERS, AFL-CIOTraditionalDB$51.8M4532025
002MICHIGAN SUGAR COMPANY PENSION PLANTraditionalDB$37.8M5092025
003EMPLOYEES' RETIREMENT PLAN OF MICHIGAN SUGAR COMPANYTraditionalDB$15.2M962025

Welfare plans1

Plan #NameFundingCarrierPremiumsCoveredLatest year
505MICHIGAN SUGAR COMPANY WELFARE BENEFIT PLANMixedSTANDARD INSURANCE COMPANY$1.9M1,9462025
Retirement plans
Welfare plans
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