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Sponsor portfolioWelfare / HealthEIN 38-3561416
MICHIGAN SUGAR COMPANY
122 UPTOWN DRIVE · BAY CITY, MI 48708
9896860161
- Plans filed
- 9
- Years active
- 2015–2025
- Industry
- NAICS 31
- Latest filing
- 2025
Total premiums (latest)
$3.7M
No prior year
Persons covered
2,172
No prior year
Total participants
1,889
No prior year
Plans filed
9
No prior year
Plans under this sponsor
9 plans
Plan #505$1.9M
MICHIGAN SUGAR COMPANY WELFARE BENEFIT PLAN
Mixed1,946 covered·5 carriers
Primary: STANDARD INSURANCE COMPANY
Plan #520$1.8M
MICHIGAN SUGAR COMPANY RETIREE HEALTH PLAN
Fully insured226 covered·1 carrier
Primary: BENISTAR
Plan #519$1.6M
MICHIGAN SUGAR COMPANY RETIREE HEALTH PLAN
Fully insured270 covered·2 carriers
Primary: EXPRESS SCRIPTS, INC.
Plan #503$884K
MICHIGAN SUGAR COMPANY LIFE, ADD, STD, LTD VOLUNTARY LIFE PLAN
Fully insured1,051 covered·1 carrier
Primary: HARTFORD LIFE AND ACCIDENT INSURANCE CO
Plan #502$732K
MICHIGAN SUGAR COMPANY HEALTH BENEFIT PLAN
Self-funded704 covered·1 carrier
Primary: ARDELLIS
Plan #501$440K
MICHIGAN SUGAR COMPANY DENTAL PLAN
Fully insured1,620 covered·1 carrier
Primary: DELTA DENTAL OF MICHIGAN
Plan #504$204K
MICHIGAN SUGAR COMPANY LONG TERM DISABILITY PLAN
Fully insured508 covered·1 carrier
Primary: HARTFORD LIFE AND ACCIDENT
Plan #517$22K
MICHIGAN SUGAR COMPANY VISION PLAN
Fully insured131 covered·1 carrier
Primary: VISION SERVICE PLAN
Plan #518$3K
MICHIGAN SUGAR COMPANY BUSINESS TRAVEL ACCIDENT
Fully insured174 covered·1 carrier
Primary: HARTFORD LIFE AND ACCIDENT INSURANCE COMPANY
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $1.8M | 19.9% | |
| Prescription drug | $1.8M | 19.9% | |
| Other | $1.2M | 13.5% | |
| Life | $1.2M | 13.0% | |
| Short-term disability | $1.2M | 13.0% | |
| Long-term disability | $1.2M | 13.0% | |
| Dental | $628K | 7.0% | |
| Vision | $55K | 0.6% |
Carrier overview
6 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 061490685 | HRx | $1.8M | 48.4% | 1 | 1 | 226 |
EIN 930242990 | LSTDLTDOth | $1.2M | 31.8% | 1 | 1 | 1,635 |
EIN 381791480 | D | $628K | 17.0% | 1 | 1 | 1,946 |
EIN 061227840 | V | $55K | 1.5% | 1 | 1 | 211 |
EIN 431698690 | Oth | $43K | 1.2% | 1 | 1 | 1,647 |
EIN 060838648 | Oth | $3K | 0.1% | 1 | 1 | 1,647 |
Broker overview
1 broker · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC | KANSAS CITY, MO | DELTA DENTAL OF MICHIGAN, STANDARD INSURANCE COMPANY, VISION SERVICE PLAN, HARTFORD LIFE AND ACCIDENT, BENISTAR | $108K | $76K | $185K | 100.0% | 2 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan