Plan #	Name	Funding	Carrier	Premiums	Covered	Latest year
501	STERLING BANK & TRUST FSB GROUP HEALTH CARE PLAN	Fully Insured	UNITED HEALTHCARE INSURANCE COMPANY	$3.3M	400	2024
502	STERLING BANK & TRUST, FSB SEVERANCE BENEFITS PLAN	Self Funded	-	$0	0	2024

Retirement plans

Welfare plans

Sponsor portfolioTH

STERLING BANK & TRUST FSB

EIN 38-2524834Finance and InsuranceLatest filing 2024

Plans

Retirement

$29.0M assets

Welfare

$3.3M premiums

Participants

1,030

ONE TOWNE SQUARE, SUITE 1900 - SOUTHFILED, MI 48076510-834-3830

Plans on this EIN

3 filings

#001401k-$29.0M - 461 part #501Fully Insured-$3.3M - 400 lives #502Self Funded-0 lives

Benefits portfolio analytics

2 plans / $3.3M premiums / 400 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

Health$2.8M
Life$1.1M
Other$465K
Dental$411K
Vision$411K
Short-term disability$411K
+2 more

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor

57%top

UNITED HEALTHCARE INSURANCE COMPANY57%
KAISER FOUNDATION HEALTH PLAN INC28%
METROPOLITAN LIFE INSURANCE COMPANY14%
ULLIANCE, INC.0%
PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD0%

Broker market share

Schedule A broker compensation

Split broker

53%top

KAPNICK & COMPANY, INC.53%
HUB INTERNATIONAL MIDWEST LIMITED35%
CENTRO BENEFITS RESEARCH LLC12%
INTERNATIONAL CHAMBERS GROUP INC0%

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.

Retirement#001

STERLING BANK & TRUST 401(K) PLAN

401k

Assets$29.0M

Participants461

Inside the deep dive

Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers

Open plan deep dive

Welfare#501