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Sponsor portfolioWelfare / HealthEIN 38-2524834
STERLING BANK & TRUST
ONE TOWNE SQUARE, SUITE 1900 · SOUTHFIELD, MI 48076
1483552400
- Plans filed
- 2
- Years active
- 2015–2024
- Industry
- NAICS 52
- Latest filing
- 2024
Total premiums (latest)
$3.3M
No prior year
Persons covered
400
No prior year
Total participants
569
No prior year
Plans filed
2
No prior year
Plans under this sponsor
2 plans
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $2.8M | 44.9% | |
| Life | $1.1M | 17.4% | |
| Other | $465K | 7.4% | |
| Dental | $411K | 6.6% | |
| Vision | $411K | 6.6% | |
| Short-term disability | $411K | 6.6% | |
| Long-term disability | $411K | 6.6% | |
| Prescription drug | $252K | 4.0% |
Carrier overview
5 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 362739571 | H | $1.9M | 57.3% | 1 | 1 | 230 |
EIN 941340523 | HRxL | $933K | 28.5% | 1 | 2 | 75 |
EIN 135581829 | DVLSTDLTDOth | $445K | 13.6% | 1 | 4 | 400 |
EIN 383159338 | Oth | $13K | 0.4% | 1 | 1 | 244 |
EIN 731016728 | Oth | $7K | 0.2% | 1 | 1 | 31 |
Broker overview
4 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| KAPNICK & COMPANY, INC. | TROY, MI | METROPOLITAN LIFE INSURANCE COMPANY, PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD, KAISER FOUNDATION HEALTH PLAN INC, UNITED HEALTHCARE INSURANCE COMPANY | $58K | $66K | $124K | 53.1% | 1 |
| HUB INTERNATIONAL MIDWEST LIMITED | ROSEVILLE, CA | METROPOLITAN LIFE INSURANCE COMPANY, KAISER FOUNDATION HEALTH PLAN INC, UNITED HEALTHCARE INSURANCE COMPANY | $41K | $41K | $82K | 35.1% | 1 |
| CENTRO BENEFITS RESEARCH LLC | KIRKWOOD, MO | METROPOLITAN LIFE INSURANCE COMPANY | $21K | $6K | $27K | 11.5% | 1 |
| INTERNATIONAL CHAMBERS GROUP INC | BLUE ASJ, OH | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $657 | $0 | $657 | 0.3% | 1 |
History & trajectory
10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan