Coverage by line
Premium dollars by benefit type (bundled lines overlap)
- Health$1.6M
- Prescription drug$1.6M
- Dental$249K
- Life$249K
- Long-term disability$249K
- Other$249K
- +1 more
Sponsor portfolio
GARAN LUCOW MILLER P.C.
EIN 38-1879991law practiceLatest filing 2025
Plans
3
Retirement
1
$46.1M assets
Welfare
2
$1.9M premiums
Participants
435
1155 BREWERY PARK BOULEVARD, SUITE 200 - DETROIT, MI 48207313-446-1530garanlucow.comLinkedIn51-200 employeeslaw practice
Plans on this EIN
3 filingsBenefits portfolio analytics
2 plans / $1.9M premiums / 225 covered livesCarrier market share
Premium dollars by Schedule A carrier
86%top
- BLUE CROSS OF CALIFORNIA86%
- PRINCIPAL LIFE INSURANCE COMPANY13%
- EYEMED VISION CARE1%
Broker market share
Schedule A broker compensation
65%top
- JOSEPH J HANEY65%
- ASSUREDPARTNERS29%
- GARRY L JOHNSON & ASSOCIATES INC5%
- RALPH C WILSON AGENCY INC2%
- AP BENEFIT ADVISORS, LLC1%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#001
GARAN LUCOW MILLER, P.C. PROFIT SHARING PLAN & TRUST
401k
Assets$46.1M
Participants189
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501
GARAN LUCOW MILLER P.C. HEALTH AND DISABILITY PLAN
Fully Insured - BLUE CROSS BLUE SHIELD OF MICHIGAN
Premiums$1.9M
Covered lives225
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#502
GARAN LUCOW MILLER P.C. HEALTH REIMBURSEMENT ARRANGEMENT PLAN
Self Funded
Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans1
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 001 | GARAN LUCOW MILLER, P.C. PROFIT SHARING PLAN & TRUST | 401k | $46.1M | 189 | 2024 |
Welfare plans2
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 501 | GARAN LUCOW MILLER P.C. HEALTH AND DISABILITY PLAN | Fully Insured | BLUE CROSS BLUE SHIELD OF MICHIGAN | $1.9M | 225 | 2025 | |
| 502 | GARAN LUCOW MILLER P.C. HEALTH REIMBURSEMENT ARRANGEMENT PLAN | Self Funded | - | $0 | 0 | 2025 |
Retirement plans
Welfare plans