Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.7 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $57,984 |
EXCHANGE CAPITAL MANAGEMENT8 years Service code 26 · EIN 38-2901720 | Advisory (Participants) | $23,339 |
CHARLES SCHWAB & CO., INC.10+ years Filed as: CHARLES SCHWAB & CO, INC Service code 33 · EIN 94-1737782 | Securities brokerage; Float revenue; ... | $81 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO.INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,369 | $101,591+145.5% | $147,096+69.5% | $74,429+235.0% |
| Participation rate | 96.7% | 75.5%+21.1pp | 82.2%+14.5pp | 67.2%+29.5pp |
| Annual return | 10.73% | 8746.45%-8735.7pp | 419.75%-409.0pp | 1368.38%-1357.7pp |
| Employer contribution / active EE | $6,335 | $3,813+66.2% | $4,936+28.3% | $2,625+141.3% |
| Participant deferral / active EE | $8,832 | $7,302+21.0% | $8,071+9.4% | $4,348+103.1% |
| Admin fee / account holder | $440 | $1,750-74.9% | $13,005-96.6% | $1,944-77.4% |