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Sponsor portfolio

ACTIVE CONCEPTS, LLC

EIN 22-3771082-cosmetics-Latest filing 2025
Plans
4
Retirement
1
$9.5M assets
Welfare
3
$1.8M premiums
Participants
597
107 TECHNOLOGY DR - LINCOLNTON, NC 28092704-276-7100activeconceptsllc.comLinkedIn51-200 employeescosmetics
Plans on this EIN
4 filings
#001401k-$9.5M - 158 part#501Fully Insured-$1.7M - 237 lives#503Fully Insured-$69K - 142 lives#502Mixed-$34K - 140 lives

Benefits portfolio analytics

3 plans / $1.8M premiums / 519 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Other$1.7M
  • Health$1.7M
  • Dental$1.7M
  • Vision$1.7M
  • Short-term disability$69K
  • Life$34K
Total $1.8M6 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
94%top
  • BLUE CROSS OF CALIFORNIA94%
  • THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA4%
  • USABLE LIFE2%
Total $1.8M3 slices

Broker market share

Schedule A broker compensation

Split broker
76%top
  • STEVEN NEEDLE76%
  • EDGEWOOD PARTNERS INSURANCE CENTER16%
  • MOSAIC GROUP SERVICES5%
  • WATCHTOWER BENEFITS, LLC3%
Total $53K4 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#001

ACTIVE CONCEPTS, LLC 401(K) PLAN

401k

Assets$9.5M
Participants158
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501

ACTIVE CONCEPTS, LLC MEDICAL PLAN

Fully Insured - BLUE CROSS BLUE SHIELD OF NORTH CAROLINA

Premiums$1.7M
Covered lives237
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#503

ACTIVE CONCEPTS, LLC STD PLAN

Fully Insured - THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

Premiums$69K
Covered lives142
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#502

ACTIVE CONCEPTS, LLC LIFE AND AD&D PLAN

Mixed - USABLE LIFE

Premiums$34K
Covered lives140
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans1

Plan #NameTypeAssetsParticipantsLatest year
001ACTIVE CONCEPTS, LLC 401(K) PLAN401k$9.5M1582024

Welfare plans3

Plan #NameFundingCarrierPremiumsCoveredLatest year
501ACTIVE CONCEPTS, LLC MEDICAL PLANFully InsuredBLUE CROSS BLUE SHIELD OF NORTH CAROLINA$1.7M2372025
503ACTIVE CONCEPTS, LLC STD PLANFully InsuredTHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$69K1422025
502ACTIVE CONCEPTS, LLC LIFE AND AD&D PLANMixedUSABLE LIFE$34K1402025
Retirement plans
Welfare plans
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