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Sponsor portfolioWelfare / HealthEIN 22-3771082
ACTIVE CONCEPTS, LLC
107 TECHNOLOGY DR · LINCOLNTON, NC 28092
7042767100
- Plans filed
- 3
- Years active
- 2023–2025
- Industry
- NAICS 32
- Latest filing
- 2025
Total premiums (latest)
$1.8M
No prior year
Persons covered
519
No prior year
Total participants
439
No prior year
Plans filed
3
No prior year
Plans under this sponsor
3 plans
Plan #501$1.7M
ACTIVE CONCEPTS, LLC MEDICAL PLAN
Fully insured237 covered·1 carrier
Primary: BLUE CROSS BLUE SHIELD OF NORTH CAROLINA
Plan #503$69K
ACTIVE CONCEPTS, LLC STD PLAN
Fully insured142 covered·1 carrier
Primary: THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Plan #502$34K
ACTIVE CONCEPTS, LLC LIFE AND AD&D PLAN
Mixed140 covered·1 carrier
Primary: USABLE LIFE
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Other | $1.7M | 25.0% | |
| Health | $1.7M | 24.5% | |
| Dental | $1.7M | 24.5% | |
| Vision | $1.7M | 24.5% | |
| Short-term disability | $69K | 1.0% | |
| Life | $34K | 0.5% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 560894904 | HDVOth | $1.7M | 94.3% | 1 | 1 | 237 |
EIN 135123390 | STD | $69K | 3.8% | 1 | 1 | 142 |
EIN 710505232 | LOth | $34K | 1.9% | 1 | 1 | 140 |
Broker overview
4 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| STEVEN NEEDLE | SAN FRANCISCO, CA | BLUE CROSS BLUE SHIELD OF NORTH CAROLINA | $40K | $0 | $40K | 75.8% | 1 |
| EDGEWOOD PARTNERS INSURANCE CENTER | DULUTH, GA | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, USABLE LIFE | $7K | $1K | $8K | 15.9% | 2 |
| MOSAIC GROUP SERVICES | DURHAM, NC | USABLE LIFE | $3K | $0 | $3K | 5.5% | 1 |
| WATCHTOWER BENEFITS, LLC | CHICAGO, IL | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $1K | $0 | $1K | 2.8% | 1 |
History & trajectory
3 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan