Assets by plan
Share of aggregate retirement assets
Sponsor portfolioTH
L'OREAL USA, INC.
EIN 22-1539735ManufacturingLatest filing 2024
Plans
4
Retirement
2
$2.87B assets
Welfare
2
$10.9M premiums
Participants
34,976
50 CONNELL DRIVE - BERKELEY HEIGHTS, NJ 07922908-673-3498
Retirement portfolio analytics
2 plans aggregated / $2.87B assets / 24,999 participantsRecordkeeper share
DC plan assets by Schedule C recordkeeper
71%top
- T ROWE PRICE RPS INC71%
- (Not disclosed)29%
Participants by plan
Active + retired + deferred vested
- L'OREAL USA, INC. (#002)11,634
Benefits portfolio analytics
2 plans / $10.9M premiums / 12,553 covered livesCoverage by line
Premium dollars by benefit type (bundled lines overlap)
- Other$5.3M
- Life$4.1M
- Long-term disability$3.1M
- Prescription drug$894K
- Vision$760K
- Dental$337K
Carrier market share
Premium dollars by Schedule A carrier
37%top
- METROPOLITAN LIFE INSURANCE COMPANY37%
- THE LINCOLN NATIONAL LIFE INSURANCE COMPANY30%
- SPRING HEALTH10%
- CVS PHARMACY, INC8%
- AETNA LIFE INSURANCE COMPANY8%
- +2 more
Broker market share
Schedule A broker compensation
100%top
- WILLIS TOWERS WATSON US LLC100%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#003
L'OREAL USA, INC. EMPLOYEE RETIREMENT SAVINGS PLAN
401k
Assets$2.04B
Participants13,365
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#002
PENSION PLAN OF L'OREAL USA, INC.
TraditionalDB
Assets$832.9M
Participants11,634
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#513
L'OREAL USA, INC. WELFARE BENEFITS PLAN
Mixed - METROPOLITAN LIFE INSURANCE COMPANY
Premiums$9.5M
Covered lives12,290
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#512
L'OREAL USA, INC. RETIREE MEDICAL PLAN
Mixed - CVS PHARMACY, INC
Premiums$1.4M
Covered lives263
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans2
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 003 | L'OREAL USA, INC. EMPLOYEE RETIREMENT SAVINGS PLAN | 401k | $2.04B | 13,365 | 2024 | |
| 002 | PENSION PLAN OF L'OREAL USA, INC. | TraditionalDB | $832.9M | 11,634 | 2024 |
Welfare plans2
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 513 | L'OREAL USA, INC. WELFARE BENEFITS PLAN | Mixed | METROPOLITAN LIFE INSURANCE COMPANY | $9.5M | 12,290 | 2024 | |
| 512 | L'OREAL USA, INC. RETIREE MEDICAL PLAN | Mixed | CVS PHARMACY, INC | $1.4M | 263 | 2024 |
Retirement plans
Welfare plans