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Sponsor portfolioWelfare / HealthEIN 22-1539735

L'OREAL USA, INC.

50 CONNELL DRIVE · BERKELEY HEIGHTS, NJ 079220630
9086733498
Plans filed
2
Years active
2015–2024
Industry
NAICS 32
Latest filing
2024
Total premiums (latest)
$10.9M
No prior year
Persons covered
12,553
No prior year
Total participants
9,977
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #513$9.5M
L'OREAL USA, INC. WELFARE BENEFITS PLAN
Mixed12,290 covered·7 carriers
Primary: METROPOLITAN LIFE INSURANCE COMPANY
Plan #512$1.4M
L'OREAL USA, INC. RETIREE MEDICAL PLAN
Mixed263 covered·2 carriers
Primary: CVS PHARMACY, INC

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Other$5.3M36.9%
Life$4.1M28.2%
Long-term disability$3.1M21.1%
Prescription drug$894K6.2%
Vision$760K5.3%
Dental$337K2.3%

Carrier overview

7 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
METROPOLITAN LIFE INSURANCE COMPANY
EIN 135581829
LOth
$4.1M37.4%1112,290
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
EIN 350472300
LTDOth
$3.3M29.8%128,682
SPRING HEALTH
EIN 812832914
Oth
$1.1M9.6%119,500
CVS PHARMACY, INC
EIN 050340626
Rx
$894K8.2%11263
AETNA LIFE INSURANCE COMPANY
EIN 066033492
D
$871K8.0%221,346
VISION SERVICE PLAN
EIN 222777159
V
$760K7.0%115,915
NATIONAL UNION FIRE INS. CO. OF PITTSBURGH, PA
EIN 250687550
$00.0%118,592

Broker overview

1 broker · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
WILLIS TOWERS WATSON US LLCNEW YORK, NYSPRING HEALTH, LINCOLN NATIONAL LIFE INSURANCE COMPANY, AETNA LIFE INSURANCE CO., VISION SERVICE PLAN, METROPOLITAN LIFE INSURANCE COMPANY$234K$89K$323K100.0%1

History & trajectory

10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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