Coverage by line
Premium dollars by benefit type (bundled lines overlap)
- Health$4.8M
- Dental$263K
- Life$55K
- Other$55K
- Vision$52K
- Long-term disability$35K
Sponsor portfolio
SPECTRUM360
EIN 22-1500529individual & family servicesLatest filing 2025
Plans
2
Retirement
1
$18.3M assets
Welfare
1
$5.1M premiums
Participants
541
ONE SUNSET AVENUE - VERONA, NJ 070445118973-509-3050spectrum360.orgLinkedIn201-500 employeesindividual & family services
Plans on this EIN
2 filingsBenefits portfolio analytics
1 plan / $5.1M premiums / 421 covered livesCarrier market share
Premium dollars by Schedule A carrier
93%top
- CIGNA HEALTH AND LIFE INSURANCE COMPANY93%
- DELTA DENTAL OF CALIFORNIA6%
- UNUM LIFE INSURANCE COMPANY OF AMERICA1%
Broker market share
Schedule A broker compensation
73%top
- PARTLOW INSURANCE AGENCY INC73%
- DONALD C SAVOY INC27%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#003
ACADEMY360 LOWER SCHOOL PROFIT SHARING PLAN
ProfitSharing
Assets$18.3M
Participants277
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501
SPECTRUM 360
Fully Insured - CIGNA HEALTH AND LIFE INSURANCE COMPANY
Premiums$5.1M
Covered lives421
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans1
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 003 | ACADEMY360 LOWER SCHOOL PROFIT SHARING PLAN | ProfitSharing | $18.3M | 277 | 2025 |
Welfare plans1
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 501 | SPECTRUM 360 | Fully Insured | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $5.1M | 421 | 2025 |
Retirement plans
Welfare plans