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Sponsor portfolioWelfare / HealthEIN 22-1500529
SPECTRUM 360
414 EAGLE ROCK AVENUE · WEST ORANGE, NJ 07052
9735093050
- Plans filed
- 2
- Years active
- 2016–2025
- Industry
- NAICS 61
- Latest filing
- 2025
Total premiums (latest)
$5.1M
No prior year
Persons covered
421
No prior year
Total participants
264
No prior year
Plans filed
2
No prior year
Plans under this sponsor
2 plans
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $4.8M | 91.2% | |
| Dental | $263K | 5.0% | |
| Life | $55K | 1.1% | |
| Other | $55K | 1.1% | |
| Vision | $52K | 1.0% | |
| Long-term disability | $35K | 0.7% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 591031071 | H | $4.8M | 92.8% | 1 | 1 | 326 |
EIN 812414649 | DV | $315K | 6.1% | 1 | 2 | 421 |
EIN 010278678 | LLTDOth | $55K | 1.1% | 1 | 2 | 184 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| PARTLOW INSURANCE AGENCY INC | WINCHESTER, VA | UNUM LIFE INSURANCE COMPANY OF AMERICA, DELTA DENTAL OF NEW JERSEY, INC., DELTA DENTAL OF CONNECTICUT, INC., CIGNA HEALTH AND LIFE INSURANCE COMPANY | $18K | $238K | $256K | 72.9% | 1 |
| DONALD C SAVOY INC | BERKELEY HEIGHTS, NJ | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $0 | $95K | $95K | 27.1% | 1 |
History & trajectory
10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan