Assets by plan
Share of aggregate retirement assets
Sponsor portfolioTH
MIDDLESEX WATER COMPANY
EIN 22-1114430utilitiesLatest filing 2025
Plans
7
Retirement
2
$178.1M assets
Welfare
5
$7.8M premiums
Participants
2,501
485C ROUTE ONE SOUTH, SUITE 400 - ISELIN, NJ 08830732-634-1500middlesexwater.comLinkedIn201-500 employeesutilities
Retirement portfolio analytics
2 plans aggregated / $178.1M assets / 729 participantsParticipants by plan
Active + retired + deferred vested
Benefits portfolio analytics
5 plans / $7.8M premiums / 1,617 covered livesCoverage by line
Premium dollars by benefit type (bundled lines overlap)
- Health$6.7M
- Prescription drug$6.6M
- Vision$6.3M
- Other$435K
- Life$329K
- Dental$310K
- +1 more
Carrier market share
Premium dollars by Schedule A carrier
86%top
- CIGNA HEALTH AND LIFE INSURANCE COMPANY86%
- UNITED AMERICAN INSURANCE COMPANY5%
- SUN LIFE ASSURANCE COMPANY OF CANADA4%
- DELTA DENTAL OF CALIFORNIA4%
- LIFE INSURANCE COMPANY OF NORTH AMERICA1%
- +2 more
Broker market share
Schedule A broker compensation
59%top
- GALLAGHER BENEFIT SERVICES, INC.59%
- BOLLINGER INC24%
- AMWINS18%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#001
MIDDLESEX WATER COMPANY PENSION PLAN
TraditionalDB
Assets$99.7M
Participants308
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#003
MIDDLESEX WATER COMPANY 401(K) PLAN
401k
Assets$78.4M
Participants421
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#504
MEDICAL PLAN
Fully Insured - CIGNA HEALTH AND LIFE INSURANCE COMPANY
Premiums$6.7M
Covered lives318
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#503
PRESCRIPTION PLAN
Mixed - EXPRESS SCRIPTS, INC.
Premiums$341K
Covered lives113
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#501
GROUP LIFE AND DEPENDENT LIFE
Fully Insured - SUN LIFE ASSURANCE COMPANY OF CANADA
Premiums$329K
Covered lives481
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#505
DENTAL PLAN
Fully Insured - DELTA DENTAL OF NEW JERSEY, INC.
Premiums$310K
Covered lives323
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#502
GROUP LONG TERM DISABILITY PLAN
Fully Insured - LIFE INSURANCE COMPANY OF NORTH AMERICA
Premiums$106K
Covered lives382
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans2
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 001 | MIDDLESEX WATER COMPANY PENSION PLAN | TraditionalDB | $99.7M | 308 | 2024 | |
| 003 | MIDDLESEX WATER COMPANY 401(K) PLAN | 401k | $78.4M | 421 | 2024 |
Welfare plans5
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 504 | MEDICAL PLAN | Fully Insured | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $6.7M | 318 | 2025 | |
| 503 | PRESCRIPTION PLAN | Mixed | EXPRESS SCRIPTS, INC. | $341K | 113 | 2025 | |
| 501 | GROUP LIFE AND DEPENDENT LIFE | Fully Insured | SUN LIFE ASSURANCE COMPANY OF CANADA | $329K | 481 | 2025 | |
| 505 | DENTAL PLAN | Fully Insured | DELTA DENTAL OF NEW JERSEY, INC. | $310K | 323 | 2025 | |
| 502 | GROUP LONG TERM DISABILITY PLAN | Fully Insured | LIFE INSURANCE COMPANY OF NORTH AMERICA | $106K | 382 | 2025 |
Retirement plans
Welfare plans