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Sponsor portfolioWelfare / HealthEIN 22-1114430
MIDDLESEX WATER COMPANY
485C ROUTE ONE SOUTH, SUITE 400 · ISELIN, NJ 08830
7326341500
- Plans filed
- 5
- Years active
- 2015–2025
- Industry
- NAICS 22
- Latest filing
- 2025
Total premiums (latest)
$7.8M
No prior year
Persons covered
1,617
No prior year
Total participants
1,772
No prior year
Plans filed
5
No prior year
Plans under this sponsor
5 plans
Plan #504$6.7M
MEDICAL PLAN
Fully insured318 covered·3 carriers
Primary: CIGNA HEALTH AND LIFE INSURANCE COMPANY
Plan #503$341K
PRESCRIPTION PLAN
Mixed113 covered·1 carrier
Primary: EXPRESS SCRIPTS, INC.
Plan #501$329K
GROUP LIFE AND DEPENDENT LIFE
Fully insured481 covered·1 carrier
Primary: SUN LIFE ASSURANCE COMPANY OF CANADA
Plan #505$310K
DENTAL PLAN
Fully insured323 covered·2 carriers
Primary: DELTA DENTAL OF NEW JERSEY, INC.
Plan #502$106K
GROUP LONG TERM DISABILITY PLAN
Fully insured382 covered·1 carrier
Primary: LIFE INSURANCE COMPANY OF NORTH AMERICA
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $6.7M | 32.0% | |
| Prescription drug | $6.6M | 31.9% | |
| Vision | $6.3M | 30.4% | |
| Other | $435K | 2.1% | |
| Life | $329K | 1.6% | |
| Dental | $310K | 1.5% | |
| Long-term disability | $106K | 0.5% |
Carrier overview
7 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 431420563 | HRxV | $6.6M | 85.6% | 2 | 2 | 431 |
EIN 731128555 | H | $362K | 4.7% | 1 | 1 | 113 |
EIN 381082080 | LOth | $329K | 4.2% | 1 | 1 | 481 |
EIN 221896118 | D | $295K | 3.8% | 1 | 1 | 323 |
EIN 231503749 | LTDOth | $106K | 1.4% | 1 | 1 | 382 |
EIN 222671069 | D | $14K | 0.2% | 1 | 1 | 26 |
EIN 061227840 | V | $11K | 0.1% | 1 | 1 | 113 |
Broker overview
3 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC. | MOUNT LAUREL, NJ | FLAGSHIP HEALTH SYSTEMS, DELTA DENTAL OF NEW JERSEY, INC., SUN LIFE ASSURANCE COMPANY OF CANADA, LIFE INSURANCE COMPANY OF NORTH AMERICA, EXPRESS SCRIPTS, INC. | $43K | $189K | $232K | 58.8% | 5 |
| BOLLINGER INC | WHIPPANY, NJ | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $0 | $93K | $93K | 23.6% | 1 |
| AMWINS | NORTH KINGSTOWN, RI | EXPRESS SCRIPTS, INC., UNITED AMERICAN INSURANCE COMPANY, VISION SERVICE PLAN | $70K | $0 | $70K | 17.6% | 2 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan