Coverage by line
Premium dollars by benefit type (bundled lines overlap)
- Health$5.9M
- Prescription drug$5.9M
Sponsor portfolio
MCGARD LLC
EIN 20-2374195automotiveLatest filing 2025
Plans
4
Retirement
1
$58.9M assets
Welfare
3
$5.9M premiums
Participants
1,155
3875 CALIFORNIA RD - ORCHARD PARK, NY 141273082716-539-7303mcgard.comLinkedIn501-1000 employeesautomotive
Benefits portfolio analytics
3 plans / $5.9M premiums / 1,045 covered livesCarrier market share
Premium dollars by Schedule A carrier
100%top
- INDEPENDENT HEALTH100%
- THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA0%
Broker market share
Schedule A broker compensation
75%top
- AEBLY AND ASSOCIATES INS SERVICE75%
- USI INSURANCE SERVICES LLC25%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#001
L . D. MCCAULEY/MCGARD RETIREMENT PLAN
401k
Assets$58.9M
Participants778
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#507
MCGARD/MCCAULEY MEDICAL PLAN
Fully Insured - INDEPENDENT HEALTH
Premiums$5.9M
Covered lives377
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#505
MCGARD GROUP WELFARE PLAN
Mixed - GUARDIAN
Premiums$7K
Covered lives668
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#506
MCGARD/MCCAULEY DENTAL PLAN
Self Funded
Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans1
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 001 | L . D. MCCAULEY/MCGARD RETIREMENT PLAN | 401k | $58.9M | 778 | 2024 |
Welfare plans3
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 507 | MCGARD/MCCAULEY MEDICAL PLAN | Fully Insured | INDEPENDENT HEALTH | $5.9M | 377 | 2025 | |
| 505 | MCGARD GROUP WELFARE PLAN | Mixed | GUARDIAN | $7K | 668 | 2025 | |
| 506 | MCGARD/MCCAULEY DENTAL PLAN | Self Funded | - | $0 | 0 | 2025 |
Retirement plans
Welfare plans